BB&T Bright approval

[GApeachy]

Last month I was able to pick up the new Spectrum 10.5k and this month their Bright (their lowest apr card) (my lowest too) also 10.5k.  The process for applying online is the cleanest, easiest process along with verification.  

Gotta give a shout out to @credit_is_crack  for introducing the card to me and many others via the sp offers route.

What's neat is I used to work for Trust Company back in the day before they became Suntrust and now merging with BB&T.  Two of which are conveniently located, after the merge they'll be all over the place....thinking of moving back.

[britt585]

congrats...does bbt check. chex or early warning?

[AllZero]

Congratulations on your approval!

[Rebuild2019]

Congrats 🎈🎉🎊on your new card!

[Jnbmom]

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@GApeachy wrote:

Last month I was able to pick up the new Spectrum and this month their Bright (their lowest apr card) (my lowest too).  The process for applying online is the cleanest, easiest process along with verification.  

Gotta give a shout out to @credit_is_crack  for introducing the card to me and many others via the sp offers route.

What's neat is I used to work for Trust Company back in the day before they became Suntrust and now merging with BB&T.  Two of which are conveniently located, after the merge they'll be all over the place....thinking of moving back.  Synovus better git off that high horse,  *Crack, whip, snap * yeeehawww!

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@GApeachy 

Congrats sistah.  You going to go for the triple lindy 😆😆😆😆

[GApeachy]

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@britt585 wrote:

congrats...does bbt check. chex or early warning?

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I have no idea.  Eq is all I am aware of.

@Jnbmom  Thanks back Sistah!  Triple Lindy would make my heart explode I do believe....I was making weird faces and noises I think, like a bee on my nose. as it was spinning and processing.  

[Jnbmom]

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@GApeachy wrote:

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@britt585 wrote:

congrats...does bbt check. chex or early warning?

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I have no idea.  Eq is all I am aware of.

@Jnbmom  Thanks back Sistah!  Triple Lindy would make my heart explode I do believe....I was making weird faces and noises I think, like a bee on my nose. as it was spinning and processing.  

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@GApeachy 

Lol  awesome starting limit they only like me for around 4.5 action 

[GApeachy]

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@Jnbmom wrote:

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Lol  awesome starting limit they only like me for around 4.5 action 

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Funny you say that....this time the apr improved from the last time.  Not by much.  I wonder if the sl's could change as well....just a thought.

[CreditCuriosity]

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@GApeachy wrote:

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@Jnbmom wrote:

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Lol  awesome starting limit they only like me for around 4.5 action 

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Funny you say that....this time the apr improved from the last time.  Not by much.  I wonder if the sl's could change as well....just a thought.

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SL's don't change they basically go off your old limit on other cards..  Why I cancelled my most recent one.  I did get the travel one though for $200 and a better CL when I had no BB&T cards.. They are a strange bank using your other SL's to give you with your new card

[GApeachy]

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@CreditCuriosity wrote:

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SL's don't change they basically go off your old limit on other cards..  Why I cancelled my most recent one.  I did get the travel one though for $200 and a better CL when I had no BB&T cards.. They are a strange bank using your other SL's to give you with your new card

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Did the apr change due to interest rate cuts?  I mean I guess that's the only reason why.