March 2019: Instant approval for $4,500 SL. My profile must mix well with BB&T.
Some DP's:
May 2018: Opened the BB&T Spectrum Rewards, instant approval $3,500 SL
December 2018: They came out with a new version called BB&T Spectrum "Cash" Rewards. 3% gas and 2% utilities, which is sweet. Got jealous, applied, instant approved for $2,500. Pretty pissed about the SL, and they don't merge cards.
I opened a Savings account with them since when you redeem rewards into one you get 10% bonus, has about $315 in there right now. Lately I've been driving the Cash Rewards card close to limit and paying it off to see if the limit would auto-increase, no dice. Before applying I had about a $1,500/$2,500 balance on the Cash Rewards and $0/$3,500 on the regular Spectrum.
I've read a few things about BB&T, including a user that applied for two cards at once and was approved, I figured what the hell, so I did and glad to have done so.
Pulled Equifax per usual (MD). My EQ FICO is 697 per my TIAA Cash Back account, 33 INQ prior to applying.
Annual income 90K, now $10,500 exposure with BB&T.
Any other info let me know. Here's praying that the BB&T SunTrust merger will result in them asking me to combine limits or to make the CLI's easier to apply for, other than HP or going into a branch.
