BBT Spectrum Rewards 3rd Card

[Anonymous]

I may ditch them to eventually, once I get some more love with 5/3 CLI's and some other big banks.  I'll be weeding out

eventually all cards under 4K.  I want high CL with low APR's.  AX needs to hurry up or they will be the first to Cancel out!

[12njoy]

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@Anonymous wrote:

I may ditch them to eventually, once I get some more love with 5/3 CLI's and some other big banks.  I'll be weeding out

eventually all cards under 4K.  I want high CL with low APR's.  AX needs to hurry up or they will be the first to Cancel out!

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I definitely didn't like the no on cli's but you can give me new cards.  At least Hungtington was 12k.  BB&T seemed to limit me to 6500

[Anonymous]

12nJoy,

So far i'm at 8500 with them.. I haven't tried for another one yet.  8500 is good for me right now.  Once they report and all the prime banks seeing it.  It should boost my profile more. 

[Benzman]

Scott, were all 3 instant approvals or reviewed 3 days?

[Anonymous]

1st was instant.  My other 2 reviewed for 3 to 4 days.  Of course, I did apply on a weekend tho. 

[Anonymous]

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@Anonymous wrote:

As it Stands now, I have 96.5K in unsecured Bank Card Credit.  

3 store cards at 29K.

How do u like me now with my 85+ Inquiries across each bureau.  

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Simply amazing Scottie!!

[Anonymous]

Just saw your approval for this. Big congrats Mr. Scotty! My goal is 100k by Dec 2018, if not before. Christmas really came through for you. 

[AverageJoesCredit]

We can see Scott now, please for the love all things holy fico, dont refer him as Mr Scotty, lol, He just might go into warp drive and then let us know that indeed, Scotty DOES KNOW

[CreditUnionFan]

Sounds a bit like Citizens Bank's underwriting...  they won't grant a CLI, but will cheerfully offer a second, or even a third, card. 

Sometimes it's annoying having to manage multiple cards from the same issuer with the same rewards program, but then when they send out promptional spending offers for $25 or $50 and I get to use it multiple times, the hassle seems worth it.

[Anonymous]

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@AverageJoesCredit wrote:
We can see Scott now, please for the love all things holy fico, dont refer him as Mr Scotty, lol, He just might go into warp drive and then let us know that indeed, Scotty DOES KNOW

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Ok AJC, will do! Lol.