BBVA was goooooooood to me tonight! $6000cl....BOOM! Credit scores around 680ish. NFCU has my score at 702. BBVA pulled from EX got the alert right after I pulled the trigger. Had never heard of this Bank until I was reading on Myfico folks talking about the CL they were getting from them. This Sat (3/7/20) got an invite in the mail from them to apply for the Clear Points Visa Credit Card. Did some reading........ was in need for a card for balance transfer so I decided to try them out. Did not have a checking account with them nor any other relationship with this place. They are not even located in GA from what I can tell. The closes State with Banks is Alabama. Not sure if you can open up a card if you are not in a state they service unless you have an invitation with the Reservation code like the one I got in the mail.
Cards I have Now & Installment loans:
Amex cards: Green, Gold & Plat and Everyday Blue (all received Feb 2020) Already have the Blue Cash Preferred (got April 2019) $1K
NFCU: Amex and Cash Rewards (got one in 2017 & 2018) $50K cl both combined
Cap One: Quick Silver One ($3500) & Venture One ($3000)
BB&T: Specturm & Bright both $3500. Got these Puppies late Feb 2020
Rooms to Go card: $10k. Hit the love button a few months ago went from $3500 to 10K!
First Premier: Hate this card. Got after Chapt 13 BK about 5 or so years ago.
2 car loans & 1 Mortgage
BK Cht 13 drops off Nov 2020 if anyone cares. lol
Util for all cards is around 16%
Congratulations on your approval!
Congrats
looks like its time to ax the FP
. Having a card you hate , and is a subprime card no longer needed, is no way to credit luv yourself
