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BBVA AMEX approved!

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IaBoy62
Established Contributor

BBVA AMEX approved!

I just hope it STAYS open....I apped for this before my Sportsman Guide VISA was closed....no more!BBVA Compass Offical Banks.jpeg

Message 1 of 39
38 REPLIES 38
CreditMagic7
Mega Contributor

Re: BBVA AMEX approved!

Got the same approval email today myself. It was a herculean effort just to get an application to submit. I eventually let one of their Reps carry that out so it would definitely show up, got a reference number, and now today's email. FWIW i applied by a real person on Monday after the weekend app went AWOL. LoL They were very helpful in completing the process via phone.

 

Congrats.gif

Message 2 of 39
ddemari
Super Contributor

Re: BBVA AMEX approved!

congrats!!! 

Message 3 of 39
IaBoy62
Established Contributor

Re: BBVA AMEX approved!

Congrats to you! I have been reading about some of the trials you and others went through. Mine went OK....just a manual review I guess. EX FICO is 674 with way too many inquiries and new accounts. Did you get your limit....I forgot.

Message 4 of 39
Gmood1
Super Contributor

Re: BBVA AMEX approved!

Congrats!! Call'em and get your limit. Pin will show up in a day or so. Roughly two business days after that the card arrives.
Message 5 of 39
CreditMagic7
Mega Contributor

Re: BBVA AMEX approved!


@IaBoy62 wrote:

Congrats to you! I have been reading about some of the trials you and others went through. Mine went OK....just a manual review I guess. EX FICO is 674 with way too many inquiries and new accounts. Did you get your limit....I forgot.


I didn't call in yet to hear the SL but might. I was going to wait for it to come in the mail.

Message 6 of 39
12njoy
Super Contributor

Re: BBVA AMEX approved!


@CreditMagic7 wrote:

@IaBoy62 wrote:

Congrats to you! I have been reading about some of the trials you and others went through. Mine went OK....just a manual review I guess. EX FICO is 674 with way too many inquiries and new accounts. Did you get your limit....I forgot.


I didn't call in yet to hear the SL but might. I was going to wait for it to come in the mail.


The suspense is killing us after all this.  Give them a call

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 39
dbw79
Regular Contributor

Re: BBVA AMEX approved!

12njoy - Quick question as the BBVA guru. I applied back in April (I think). I had frozen Experian but unthawed it. I applied, then receive a denial letter for a frozen experian file, which wasn't true. Their csr's are clueless and after re-applying per their request, then I started to receive denial letters for "too many recent applications with them". Not once did they ever pull my experian file. Do you or does anyone know, does BBVA soft equifax, while hard pulling Experian during the app process? I have never heard of any bank doing that, except for Comenity. They will hard pull Equifax, and soft Experian. If experian is frozen, they tell you your equifax file is frozen, which it's not. I believe when I originally apped for BBVA back in April, I might have had my Equifax file frozen, which is why I pose this question.

 

Curious as to what others think. Does anyone out there have any softs on Equifax from BBVA at the same time you applied?

 

Thanks in advance for the feedback/comments.

Message 8 of 39
12njoy
Super Contributor

Re: BBVA AMEX approved!


@dbw79 wrote:

12njoy - Quick question as the BBVA guru. I applied back in April (I think). I had frozen Experian but unthawed it. I applied, then receive a denial letter for a frozen experian file, which wasn't true. Their csr's are clueless and after re-applying per their request, then I started to receive denial letters for "too many recent applications with them". Not once did they ever pull my experian file. Do you or does anyone know, does BBVA soft equifax, while hard pulling Experian during the app process? I have never heard of any bank doing that, except for Comenity. They will hard pull Equifax, and soft Experian. If experian is frozen, they tell you your equifax file is frozen, which it's not. I believe when I originally apped for BBVA back in April, I might have had my Equifax file frozen, which is why I pose this question.

 

Curious as to what others think. Does anyone out there have any softs on Equifax from BBVA at the same time you applied?

 

Thanks in advance for the feedback/comments.


Sorry this has happened to you.  I'm certainly no expert on BBVA Smiley LOL  If you submit more than one application in a 30 day period, the following apps will be system denied for too many applications.  There is a 30 day waiting period between apps with them.  As far as them SP's other reports, I don't know.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 39
B335is
Moderator Emeritus

Re: BBVA AMEX approved!

Congrats!!
Message 10 of 39
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