BBVA Clear points CLI

[jaxstraw]

I've had the CC for just over a year...... received a mailer with pre-approval....$5000 SCL.

Used moderately over the year....maybe passed $3-4k through it....always PIF.

Called in yesterday asking for a CLI.

The CSR asked how much I wanted the new CL to be....and as I always shoot high expecting a negotiation.....told her $20k.

Told it was a HP ....no problem there ( I have so many another doesn't matter....lol).

She came back and gave me two choices.

The computer generated auto CLI came up with $5800 as the new CL which I could activate immediately.... or it could go to underwriting and I would find out in 2-3 days.

I took the underwriting choice since my TU was about 765 last time I checked.

So I get up this morning and checking my account I noticed my CL was now $10,000.

Nice !! So much for the 2-3 days.....or was like 12 hrs.

Looks like I made the right choice by waiting.... instead of an $800 CLI it turned into a $5000 CLI. 

[TSlop]

Congrats on your CLI!

[gdale6]

Yup, good choice on letting it go to human eyes, proving computers are not as smart as the human brain. Congrats

[M_Smart007]

Congratulations on your CLI

[AllZero]

Congratulations on your CLI!

[CreditAggie]

Congratulations on your BBVA CLI!

[Anonymous]

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@jaxstraw wrote:

... instead of an $800 CLI it turned into a $5000 CLI. 

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Nicely played -- Congratulations! on doubling your CL.

[UH_HUH]

Absoloutly love the fact that you rolled

the dice with the CLI :-)

Confidence is contagious ;-)

Great story so thanks for posting it.

Enjoy your success,

Cheers

[NoMoreE46]

Thanks for the details @jaxstraw.

I will remember this for my one year anniversary with this card. 

[ocheosa]

Congratulations on your CLI ! Thanks for sharing your experience; looks like it's different for an annual review vs 8mos. I didn't get the option of a system approved CLI, only UW with a HP. Happy spending!