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Hello friends!
I admit this one was a bit more 'impromptu' than most of my apps, but I didn't want to miss out. I got a pre-qual reservation code in the mail so I was able to apply online.
I applied for the card with the bonus categories in mind; I plan to set my 3X category to 'travel' so my Sam's Club MasterCard will have viable competition... LOL. I very seldom fly so a card such as the CSR doesn't make sense for me, but I think this will work out well.
There's also a $100 new account bonus if I meet the $1500 spending requirement in the next 90 days, which shouldn't be too difficult.
I'm pleased with the starting credit line; for my profile it's suitable. Considering the APR range is 12.24% to 30.24% (!) I'm OK with my APR as well (not that I intend to ever carry a balance on this card anyway).
Edited to add: I'm assuming they pulled EX; as of today it's 757.
Congratulations! I'm trying to see if I can app for this card even though there are no branches in my area
@ecb wrote:Congratulations! I'm trying to see if I can app for this card even though there are no branches in my area
Thanks! ![]()
You can try calling, but I think online apps are limited to people who received a pre-qual mailer. ![]()
Congrats on a good approval and limit and good apr for a rewards card with a funky bank
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I really like the cats of travel at 3% with no AF, makes it for a tempting card for people within BBVA footprint.
Glad you went for it
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Thanks! ![]()
I'm happy I went for it as well. I'm hoping that knowing up-front how they can be will help me navigate their 'quirkiness'... LOL! ![]()
I do hope at some point they get their issues resolved to allow for online apps again - I think this is an interesting card for the right person. ![]()
Congrats UncleB. Wonder why we havent heard more about this card or maybe we have and I ignore it when I see which bank ot comes from :-/. Hope it works out well for you.
Good card and congrats. I love mine. No complaints so far.
@Anonymous wrote:Good card and congrats. I love mine. No complaints so far.
+1
Same here. Although card offers coming this way from Compass Bank have been zilch their BBVA Amex Card is been operationally flawless since day one. Plus decent line and APR too. I like mine.
Looks like a good move at the right time for you UncleB with good results! Congrats.
@Anonymous wrote:Congrats UncleB. Wonder why we havent heard more about this card or maybe we have and I ignore it when I see which bank ot comes from :-/. Hope it works out well for you.
Thanks! ![]()
I think taking their apps offline likely but a big damper on applications (especially for those outside the footprint). Most of the drama with their NBA Amex was ID related, and I can vouch that applying for the ClearPoints Visa today was different from most apps. They needed my DL state and number, along with the expiration and issue date - not a problem, just not something I've had to provide before. Other than that tidbit, it was actually a relatively short app.
After all of that, they had also to send a text to my phone before finally giving me the approval screen... and I'm even a previous customer!
(Keep in mind that I also had a pre-qual code that was mailed to my address, and I had to enter the code...)
@CreditCuriosity was right on the money; they can be quite funky... the good news is that there are other options, and if things don't work out I'll just move on to another issuer (I'm hoping for a good experience, though).