BBVA Compass NBA Amex Approved!!

[ddemari]

with all the cards I have, I have never really understood the reason for pulling 2 or 3 reports. I know if you are borderline for example a lender can pull 2 reports. Discover has done that two me twice and denied me. 

Of my 10 chase cards, every single one was a TU/ EX pull except for Chase Sapphire (non-annual fee) version. 

But Chase has never really lead me on to believe they ever used any information from my Experian reports, everything has been TransUnion related. So what are they doing with the EX pull? Just doing it because they can lol? 

[CreditMagic7]

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@tryme wrote:

I am done with Chase, as well.

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It's not that they don't have decent cards with great benefits, they do, but some people including me just get so flustered having to continually open new cards with them just to move limits because they make it disastrous for any CLI's. They demand a HP and even then it's no guarantee that you will be eligible for one and if you do, not surprisingly it might not meet expectations. I had to close my cherished 5% Freedom Card just make the CSP halfway respectable. If you want to apply for a new card, and they have many really good ones, it's almost always DOUBLE PULL, and to me that's simply unacceptable.

Now Capital One does a triple pull but at least they DO make it worth all 3 pulls each and every time. Or at least that's been my results with them.

[pizza1]

Hot diggity!! Congrats to you!! I really need to stay out of the approvals for like the next 6 months LOL

[ddemari]

I hear that, I dont give cap1 any grief for their antics. 

[CreditMagic7]

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@pizza1 wrote:
Hot diggity!! Congrats to you!! I really need to stay out of the approvals for like the next 6 months LOL

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I know pizza. See what happens? The dynamics in this one subforum alone are brutal.

[pizza1]

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@CreditMagic7 wrote:

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@pizza1 wrote:
Hot diggity!! Congrats to you!! I really need to stay out of the approvals for like the next 6 months LOL

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I know pizza. See what happens? The dynamics in this one subforum alone are brutal.

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well, I least have some common sense now, and know that my profile doesnt support approvals like these, so why bother right?? Id just be wasting another HP, that Id have to wait even longer for it to age off. Right now, my last one was mid July!!  Ill see where Im sitting in 2 yrs.... 

[securingourfuture]

Congratulations!

[CreditMagic7]

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@pizza1 wrote:

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@CreditMagic7 wrote:

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@pizza1 wrote:
Hot diggity!! Congrats to you!! I really need to stay out of the approvals for like the next 6 months LOL

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I know pizza. See what happens? The dynamics in this one subforum alone are brutal.

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well, I least have some common sense now, and know that my profile doesnt support approvals like these, so why bother right?? Id just be wasting another HP, that Id have to wait even longer for it to age off. Right now, my last one was mid July!!  Ill see where Im sitting in 2 yrs.... 

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Far be it from me to turn your attention to your current EX score and/or suggest that you read other's members results on this one.

[Anonymous]

Outstanding! Congratulations!

[tryme]

"If you want to apply for a new card, and they have many really good ones, it's almost always DOUBLE PULL, and to me that's simply unacceptable.

Now Capital One does a triple pull but at least they DO make it worth all 3 pulls each and every time. Or at least that's been my results with them."

I agree with you 100%!