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BCE approved with high CL wow

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AMTB
Valued Member

BCE approved with high CL wow

have 3 CC never got CLI with 500, 2600 and 3800 CL. the newest card was applied during Nov 2013 and oldest card was applied during Jun 2012. Recently, I got an offer from AMEX for BCE and decided to pull the trigger. To my surprised, I was approved with 8K CL on my first AMEX product using the same information that I applied the third CC. not sure what AMEX is moking, but I'm happy about this initial CL ad hope AMEX doesn't take it back

 

one question though. is it possible to do 3X CLI after 60 days to bump CL to 24K? for up to 3000 CL, the 3X bump isn't that big, but for this initial CL, the 3X bump is huge.

Message 1 of 15
14 REPLIES 14
coldnmn
Mega Contributor

Re: BCE approved with high CL wow

Smiley Happy Congrats! It's possible if your income justifys it, they could counter offer also. I think it's 61days for the first CLI and 180 days after on any other CLI on your AMEX cards. Welcome to the forum and thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 15
coldnmn
Mega Contributor

Re: BCE approved with high CL wow

This link should help.

 

 

http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/m-p/1811071

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 15
AMTB
Valued Member

Re: BCE approved with high CL wow

@coldnmn

 

that's where I learned about AMEX 3X CLI, but I looked at a few posting and I didn't see anyone trying to do 3X CLI with more than 4K initial CL, but there were lots of successful stories. that makes me wonder if I wil even be abel to do CLI beyond 15K from the initial CL

Message 4 of 15
coldnmn
Mega Contributor

Re: BCE approved with high CL wow

They do but $25k or more you risk financial review. Most try to avoid that unless they really have their ducks in a row. They worry after review of credit limit decrease or closure.  If you income supports it nothing to worry about. Search the board at top of the page AMEX CLI you will see lots of huge CLIs.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 15
Creditaddict
Legendary Contributor

Re: BCE approved with high CL wow

my friend was approved for $11k and he asked for an even $30k on his 61 days and was instantly countered at $23k

Message 6 of 15
SunriseEarth
Moderator Emeritus

Re: BCE approved with high CL wow


@AMTB wrote:

have 3 CC never got CLI with 500, 2600 and 3800 CL. the newest card was applied during Nov 2013 and oldest card was applied during Jun 2012. Recently, I got an offer from AMEX for BCE and decided to pull the trigger. To my surprised, I was approved with 8K CL on my first AMEX product using the same information that I applied the third CC. not sure what AMEX is moking, but I'm happy about this initial CL ad hope AMEX doesn't take it back

 

one question though. is it possible to do 3X CLI after 60 days to bump CL to 24K? for up to 3000 CL, the 3X bump isn't that big, but for this initial CL, the 3X bump is huge.


Congrats!   And yes, on the 61st day, ask for $24K.  If you don't get it all, they'll counter.  No harm in asking.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 7 of 15
alvon123
Super Contributor

Re: BCE approved with high CL wow

congrats


Message 8 of 15
EmmyWannabeOrman
Contributor

Re: BCE approved with high CL wow

Impressive 

Cap One QS 1950, NFCU 7000, NavChek 6500, Cap One secured 750, IFCU 1000, IFCU (overdraft line of credit) 1000, Express 3100, NY&Co 2650, Victoria's Secret 2650, Exxon/Mobil 300, Zales 500, Kay's 900, Walmart 3500, Bloomingdales 1000, Belks 850, Paypal Smartconnect 1300, Chase Freedom 2000,Chase Slate 500. Gap 4000, BP 3000, Amazon store card 3500
Message 9 of 15
gdale6
Moderator Emeritus

Re: BCE approved with high CL wow


@AMTB wrote:

have 3 CC never got CLI with 500, 2600 and 3800 CL. the newest card was applied during Nov 2013 and oldest card was applied during Jun 2012. Recently, I got an offer from AMEX for BCE and decided to pull the trigger. To my surprised, I was approved with 8K CL on my first AMEX product using the same information that I applied the third CC. not sure what AMEX is moking, but I'm happy about this initial CL ad hope AMEX doesn't take it back

 

one question though. is it possible to do 3X CLI after 60 days to bump CL to 24K? for up to 3000 CL, the 3X bump isn't that big, but for this initial CL, the 3X bump is huge.


Yes its possible for your bump provided you have the income for it, grats on your new BCE Smiley Happy

Message 10 of 15
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