BCE odds? (Update.. CSP approved 5K, yes CSP, not BCE!)

[CreditCuriosity]

Congrats glad you went for it and got approved.  Surpised you had to recon even vs. instant but congrats!

[CreditCuriosity]

Mise well grab at least the PRG/ED now and let everything age at the same time.  congrats on the CSP

[chalupaman]

Congrats!

I'm also surprised you had to recon for this though. I found CSP to be one of their easier cards to get when you've been with them for a while.

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

Please pass your PRG and Plat signoff offers my way, thanks.  I would go at least for the CSP and PRG now that I see this..  Amex Plat depends if you travel enough to justify it..  I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.

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Those offer are some strong deals..

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Ya spend would be tough for PLAT/PRG/CSP though ..  8k in 3 months for typical person isn't fun.   I could make it happen with my tax woes though

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@Anonymous,

Agreed... At time of the year with taxes, these deals come in real handy..

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I'm thinking I'm going with the EDP credit card. 25k membership points for 2k spend is reasonable for me. The platinum and prg are charge cards which aren't currently on my radar. With this prequal, I'll take my chances with the EDP instead of the CSP (too much spend), I don't spend much...so the EDP seems perfect. Just hope I get a better limit than my freedom sitting at 1.2k

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Are you going to apply like "right now" or you are going to think about it.  I mean the EDP?

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APP'd for the CSP! DENIED

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UPDATE!

Called Recon - Approved! $5000 CL, Thanks for the support guys!

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Yay!!!!!!!!! Congrats... I knew you had it in you.  So what is the revised plan now?  Are you going to let all those Amex offers go?

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I'm letting them go. I've got more credit that I need now, the Amex offers are great, I wish I could pass these offers on! I'm back to the garden!

[gdale6]

Sweet, grats on getting your CSP

[Anonymous]

congrats brotha!

[Anonymous]

Thanks everyone.

Despite having to go through recon, in the end I'm happy with this card, the best limit I had till date was the Freedom with $1200, and this started at $5K, that's nearly 5x the previous limits, blows my mind if I think of it like that!

Can't wait for next week for this card to arrive, its one of those.. I've always wanted this card things. I'm happy!

[tonyjones]

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@Anonymous wrote:

Thanks everyone.

Despite having to go through recon, in the end I'm happy with this card, the best limit I had till date was the Freedom with $1200, and this started at $5K, that's nearly 5x the previous limits, blows my mind if I think of it like that!

Can't wait for next week for this card to arrive, its one of those.. I've always wanted this card things. I'm happy!

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Can you post your stats at time of app? (FICO Score, AAoA, Credit Utilization, Inquiries, any derogs)

[9CLINE]

Congrats.... Welcome to the Sapphire Family...glad 2 have ya......

[Anonymous]

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@tonyjones wrote:

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@Anonymous wrote:

Thanks everyone.

Despite having to go through recon, in the end I'm happy with this card, the best limit I had till date was the Freedom with $1200, and this started at $5K, that's nearly 5x the previous limits, blows my mind if I think of it like that!

Can't wait for next week for this card to arrive, its one of those.. I've always wanted this card things. I'm happy!

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Can you post your stats at time of app? (FICO Score, AAoA, Credit Utilization, Inquiries, any derogs)

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Sure -

Pre app-stats

Oldest card - WF secured $500 - 9 months

@Anonymous freedom - 6.5 months $1200 (started as a $600 card, CLI @ 3 months)

Scores:

TU - 705 - 3 inq (all 6+ months old)

EQ - 736 - 1 inq (all 6+ months old)

EX - 730 - 3 inq (all 6+ months old)

Income $72K

Chase pulled TU and EX (they did the same with freedom when I got that card)

Interesting addition : my electricity payments are reported too (DTEenergy)

No baddies