BCU Limit Increase

Waldemar · ‎01-14-2024

I finally have a credit card with a limit of over 10k since my BK was discharged in 2021.

I requested a limit increase with BCU for both of my credit cards, which was approved. I received what I requested, not instant approval, as the request was sent to the "main office," but the next day, I received two emails confirming the approval.

My BCU Travel Rewards Visa Signature went from $5,000 to $10,000, and my BCU Cash Rewards Visa Signature went from $10,000 to $15,000.

They only pulled Transunion, and my FICO score hovers in the low 700s.

IMG_5872.JPGIMG_5873.JPG

NoMoreDebt · ‎01-14-2024

Congratulations

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎01-14-2024

Congratulations on your BCU CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Janneman · ‎01-14-2024

@Waldemar

Congratulation....Great job....Would you mind giving some datapoints like how much and how often was the spend on these both cards...average figure? Tnx

JoeRockhead · ‎01-15-2024

Very nice, congratulations!

KingRue8500 · ‎01-15-2024

Congrats on your BCU Travel & Cash Rewards CLI's

nytokyobred79 · ‎01-17-2024

Congrats on your BCU cli's

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K

CYBERSAM · ‎01-17-2024

Congrats on your BCU Limit Increase 🤑👍

BigBS · ‎01-18-2024

Congrats on the CLI!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M