BCU approval train

Jnbmom · ‎06-15-2023

Well I decided to try to BCU train that has been rolling lately . Both dh and I were approved . They pulled TU mine was 801 don't know dh's TU FICO though .

only thing we had to do is send copy of drivers license and social . Both appproved although his is MUCH higher which I can't figure out 😕 unless it is because I have higher over all total credit lines? I know some CU consider that .

Mine 8K uggg His 25K 😊

EXP 780 EQ 796 TU 810

M_Smart007 · ‎06-15-2023

Congratulations on your Approval's 🎉

BigBS · ‎06-15-2023

Congrats to both of you!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

CardHunter · ‎06-15-2023

SWEET! Congrats on the BCU approvals!

FireMedic1 · ‎06-15-2023

Yay! Congrats @Jnbmom and the other half. Finally some good news!

northway · ‎06-15-2023

@Jnbmom I'd reach back out to your loan advisor and see if they can get in touch with the underwriters to see if they're willing to approve a higher limit that's more in line with your other open credit cards with other lenders and that you'd like to move your primary spending to BCU.

Personal Cards:

GApeachy · ‎06-15-2023

Um hmm Sistah!

My Take Home Pay Don't Take Me Home

CreditAggie · ‎06-15-2023

Congratulations on the BCU approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (March 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

JoeRockhead · ‎06-15-2023

Very nice, congratulations!

CreditCuriosity · ‎06-15-2023

Congrats.. Pulled the trigger asked for 25k on phone rep. as he wrote me today and said memberhsip was cleared up as validated. He did warn me before pulling the might request DL, SS, and POI. I said that is fine. Just got a call they want DL, SSN and most recent paystub.. Will get that to them tonight or tomorrow I suppose. I am first to get hit with POI it appears