tl;dr:
TU HP, score ~795
Couple of recent INQs, last reported new CC account was a few months ago.
APR: 10.99%
Limit: $33.5K - was surprised by that!
Wasn't planning on applying really, but I saw they were offering a $300 SUB, so I went for it. I've been a member for 3 years or so, but don't use my accounts actively. It was an instant "conditional" approval, and after it had me e-sign the application. I did call the next day because I got an email asking me to "please fax the above listed documents or mail them to us" - but it didn't list anything. The gentleman that answered was super friendly. He said that's kind of a hitch in the automated email, and they really didn't need anything. He said he could finish up everything for me while I was on the phone though. He asked about 2 recent INQs (car loan), and actually congratulated me on my credit score and for being financially responsible! 
After that, he said that everything was all set, and I'd get my card in a few days.
(
A solid approval out of BECU, big grats to you 
Congrats on that big approval
Congrats on your approval!
@heyryan wrote:tl;dr:
TU HP, score ~795
Couple of recent INQs, last reported new CC account was a few months ago.
APR: 10.99%
Limit: $33.5K - was surprised by that!
Wasn't planning on applying really, but I saw they were offering a $300 SUB, so I went for it. I've been a member for 3 years or so, but don't use my accounts actively. It was an instant "conditional" approval, and after it had me e-sign the application. I did call the next day because I got an email asking me to "please fax the above listed documents or mail them to us" - but it didn't list anything. The gentleman that answered was super friendly. He said that's kind of a hitch in the automated email, and they really didn't need anything. He said he could finish up everything for me while I was on the phone though. He asked about 2 recent INQs (car loan), and actually congratulated me on my credit score and for being financially responsible!
Yeah BECU is a great Credit Union. But so is any credit union my wife and I ever joined. Affinity is turning out to be another gem, just first-class customer service. And AOD looks to be as well. Had some nice chats with the assistant branch manager. I never knew before joining this forum that it was relatively easy to join other credit unions across the country.
