BMO Harris Bank, approval.

RT209 · ‎07-28-2021

Was approved for BMO Harris Cash Back Mastercard. I have a car loan through them, no savings or checking account. Didn't think I would be approved since I've opened four new cards since Jan 2021. It doesn't seem to me that BMO Harris Bank is new account or inquiry sensitive at all. I've had about 6 recent inquiries on my credit report, but managed to snag this card easily with a $12,500 CL. Anyone else deal with BMO Harris?

Recent transunion score is 800, Equifax 794.

surferchris · ‎07-28-2021

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Total80sKid · ‎07-29-2021

Congrats on your BMO Harris Bank approval 👍🏼

Papa_Bear · ‎07-29-2021

Congratulations!

Red1Blue · ‎07-29-2021

Congrats

Anonymous · ‎07-29-2021

I never heard of BMO Harris Bank but I am glad they approved you

Keep up the good work

Thanks

Mark

CreditAggie · ‎07-29-2021

Congratulations on your BMO Harris approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (June 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

M_Smart007 · ‎07-29-2021

Congratulations on your B'MO approval!

coreyb80 · ‎07-29-2021

Congrats on the approval!

gdale6 · ‎07-29-2021

Grats on your new BMO Harris approval! Yes there are several people here who deal with this bank.