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BMW Mastercard

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RamblingDaveyAlex
New Contributor

BMW Mastercard

So I've been holding off applying for anything new after buying an X3M40 and an M3 (yes, a bit BMW obsessed Smiley Very Happy) in the last 6 months, but for years the BWM credit card has been unattainable (for unknown reasons considering I have now financed 5 vehicles with them). They have put me in review, and declined me 3 times (had a BK years ago but had never stiffed them)...until NOW! Kinda wimpy 2K starting limit, considering I'm up to 5 + cards with limits over 25K, but I'll take it, as their rewards/perks for BMW stuff are pretty great. Now, back to hibernation until the massive rush of Inquiries from early 2020 drop off my reports this Jan/Feb Smiley Wink

Message 1 of 21
20 REPLIES 20
CreditAggie
Community Leader
Super Contributor

Re: BMW Mastercard

Congratulations on your BMW Mastercard approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 21
Relatxbles
Frequent Contributor

Re: BMW Mastercard

Haha nothing wrong with that - everyone has to enjoy something, right? Congrats on the new card! 

 



Message 3 of 21
RamblingDaveyAlex
New Contributor

Re: BMW Mastercard


@Relatxbles wrote:

Haha nothing wrong with that - everyone has to enjoy something, right? Congrats on the new card! 

 



Thank you!! Smiley Very Happy

Message 4 of 21
Ilinferno
Established Contributor

Re: BMW Mastercard

Congrats on finally getting the BMW card!

Message 5 of 21
blazerein
Established Contributor

Re: BMW Mastercard

Congrats on the approval.  I think BMW and MINI credit cards are from Elan.  I myself finance with them for like 12 years now but never can get their cards. After 2 application, I quit LOL.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 6 of 21
cashorcharge
Community Leader
Super Contributor

Re: BMW Mastercard

That's terrific!!  Congratulations on your ELAN/BMW Approval!! 🎉🥂👏

Message 7 of 21
gdale6
Moderator Emeritus

Re: BMW Mastercard

Grats on getting your BMW MC approved Smiley Happy

Message 8 of 21
RSX
Valued Contributor

Re: BMW Mastercard

Congrats!

i got this card after my last BMW lease and the CL doubled after 1 year - still one of my smallest cards, but oh well

it is from Elan - the CLI was an SP

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 9 of 21
coreyb80
Super Contributor

Re: BMW Mastercard

Congrats on the approval!

Message 10 of 21
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