Congratulations!!!
@seattletravels wrote:
@Cred4All wrote:
@M_Smart007 wrote:@Cred4All ... As a Dp, could you give the rough date you opened your BoA card?
Absolutely... I had to dig for that one. I received the Travel Rewards card in October, 2015 w/ an initial starting limit of 2k. No other previous relationship prior to applying for this card.
@James... great question. My very first CLI on this card, only after joining this phenomal community was in September, 2018 when it went from $2k to $12k as posted here https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BOA-Travel-Rewards-CLI-10k-by-Phone/m-p/53637...
Wow! So since Sept 2018, the card has grown from $2k to $90k? Unreal.
I pretty much feel the same way... had I not learned what I did here (Late bloomer I suppose) it definitely could be a different story.
@AverageJoesCredit wrote:Congrats @Cred4All Banks normally take care of their profitable cardholders
Thanks AJC! I'm sure they've profited from some of my ridiculous wish list spending indeed... or was it those 17k bottles of sanitizer? I kid. I kid.
Hugh Kudos. Very impressive CL increases with BOA over the past five years. I'm working on getting CLI for my existing cards, and I would like to learn from folks like yourself. How much do you spend each month with this card (e.g., % of spending limit)? Do you pay it off in full each month? Thank you for sharing.
Congrats on the CLI. My highest cards are at 22K. I don't really request CLI because I don't know if they would continue to approve without documentation.
Congratulations!
@Blazon wrote:
Hugh Kudos. Very impressive CL increases with BOA over the past five years. I'm working on getting CLI for my existing cards, and I would like to learn from folks like yourself. How much do you spend each month with this card (e.g., % of spending limit)? Do you pay it off in full each month? Thank you for sharing.
My spend on this card varies and isn't anything I tend to feel was over-the-top (I tend to favor a few other travel cards more) but with that:
August: $1800
September: $2200
Oct/Nov/Dec: $700.
2019 Summary: $8000
To answer the pay in full question, yes 99% of the time this has been paid in full. I'm very appreciate of the card and growth, as minus a few hiccups the first year (using it out of state) it's been smooth sailing for me with BOA.
Overall, I can't claim to have spent too crazy on this, just consistently spent/PIF.