I have around $10k on my Discover It card, and the 0% interest is up in about 5 weeks. I applied for the Americard so that I could transfer the Discover balance, but I was only approved for $5k.
Should I wait until I get the actual card before calling recon? Or could I call them now even though I don't have an account number?
Has anyone had success with BOA with upping the limit immediately? I've done it before with US Bank when they gave me a Cash+ card with only $500 and I asked for $5000 and they gave it to me. I'm hoping it will be that easy here, but I haven't had a BOA card in a long time.
I think with any card your best bet is to try asap 
Congrats on your approval!!
Congratulations on your approval!
Congrats ! ! !
I called the recon line, and they wouldn't increase the limit stating the reason was that the account was less than 12 months old. But that I was welcome to try again in a few days and see if I get a different answer. It sounds like they were just requesting a normal CLI.
I called this number from the backdoor thread:
BofA: 800-354-0401 (Recon) - app100
Is there a better number to call for this sort of request?
@dlister70 wrote:I called the recon line, and they wouldn't increase the limit stating the reason was that the account was less than 12 months old. But that I was welcome to try again in a few days and see if I get a different answer. It sounds like they were just requesting a normal CLI.
I called this number from the backdoor thread:
BofA: 800-354-0401 (Recon) - app100
Is there a better number to call for this sort of request?
I tried this number today:
BofA: 866-618-4585 (Sr Credit Analyst) ~corymcdd88
They said that they could put in a CLI request for me, but saw that I had just done one a few days ago with the other number. I explained that I wasn't trying to initiate a credit line increase, I was wanting a higher starting limit. I explained that I had done this with US Bank before, and spoke with someone in underwriting and they changed my initial limit for me. She said that Bank of America would only change the limit with a credit line increase, and since the reason for denial was that the card was too new, she didn't think it would be any different today, but could check for me.
I told her not to check if it was just going to be a regular CLI, and asked if there was anyone who could manually review the situation, and she said no.
I appear to have hit a brick wall, and can't find any numbers for underwriting for BofA.
Does anyone else have an idea?