BOA Auto CLI

[Heatt99]

This came as a surprise. Have an Americard going on 3 years Aug. Started as secured $500. As other lenders gave me CL above 2k, BOA denied me 2x. I never asked again based on DP from MyFico. 

Started really using card to control spend and overall utilization, which is currently at 55% of 66K. Nothing more than 50% of card, then PIF.

Checked my account to PIF, and I noticed that my limit increased to 2k, but my TU score drops to subprime level 665.

I guess BOA wants some more of my attention. I might look for another card from them in Q4 or PC to cash rewards.

I do have DD with them, but nothing that will get me their premiere card.

TU: 665

Income: 110k

Mortgage: yes

Auto: yes

11 total accounts. Aaoa 4 years.

[Mr_Mojo_Risin]

That's the best kind of CLI, the auto kind! Very nice, congratulations!

[Credit4Growth]

Lol, 😆 

I am singing a song of Auto luving in my head (or at least attempting to do sol.

Congratulations on your auto limit increase!

[CreditMagic7]

Congratulations on your Bank of America automatic limit increase!

[AllZero]

Congratulations on your PCLI!

[MyFault]

Congrats on your auto CLI!

[M_Smart007]

Congratulations on your CLI ...

[gdale6]

Grats on your auto luv

[Dp23]

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@Heatt99 wrote:

This came as a surprise. Have an Americard going on 3 years Aug. Started as secured $500. As other lenders gave me CL above 2k, BOA denied me 2x. I never asked again based on DP from MyFico. 

Started really using card to control spend and overall utilization, which is currently at 55% of 66K. Nothing more than 50% of card, then PIF.

Checked my account to PIF, and I noticed that my limit increased to 2k, but my TU score drops to subprime level 665.

I guess BOA wants some more of my attention. I might look for another card from them in Q4 or PC to cash rewards.

I do have DD with them, but nothing that will get me their premiere card.

TU: 665

Income: 110k

Mortgage: yes

Auto: yes

11 total accounts. Aaoa 4 years.

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Congrats on your automatic increase. Did they ever graduate your card? If so how long did it take?

[BAD_UP]

Congrats on yoyr BOA CLI and thanks for the DP's🎉👍