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BOA CCR Approvals x2 , $24k@

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ocheosa
Valued Contributor

BOA CCR Approvals x2 , $24k@

Inspired by the following threads-

@MarkintheHV  Bank of America Approval!?!

Anonymous Two Bank of America CC Approvals

 

I also had two prosperous approvals with BOA so thought I would share.

5/2/23 BOA CCR #1, Instant Approval $24,000
5/6/23 BOA CCR #2, Instant Approval $24,000
- EX HP: x1 , used same credit report from 5/2/23
- Don't know the APR's yet.

- card #2 plan to network change to MC

 

DP's
- New Accts 0/6, 2/12, 6/24 (5cc's, 1ploc)

2/12: 7/2022 Bread Amex $12.5k , 8/2022 Chase Amazon $28k

- EX Inqs 5/12
- EX-8 789, EX-9 817
- Util 1%

 

I called BOA prior to second app to confirm a network change could be requested upon receipt. Rep confirmed it was possible and was ready to put in the request during that call. As soon as I hung up I applied for the 2nd card and it was also an instant approval! BOA Rocks!

 

No current relationship with BOA prior to app. Had a Working Assets back in 2008 that I closed one year later after paying off balance transfer. Also was talked into a companion card, WorldPoints Platinum Plus, that I opened/closed 4/2009 just after receipt because I misunderstood the terms (Sales were aggressive back then!). Both cards were closed within a week of each other.

 

Hope this gives someone sitting on the fence the confidence needed to take the jump if warranted.

 

050223 Card #1050223 Card #1050223 Card #1050223 Card #1

 

 

 

 

 

 

 

 

 

 

 

 

050623 Card #2050623 Card #2050623 Card #2050623 Card #2

[1/26] Scores 8/9: 7-800s. Util: ≤ 1%. AoOA: 18.6y, AoYA: 1m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 1, TU 0.
TCL $716K: Personal $585K, Business $131K.
Message 1 of 18
17 REPLIES 17
NoMoreDebt
Senior Contributor

Re: BOA CCR Approvals x2 , $24k@

congrats on the approvals

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 2 of 18
M_Smart007
Legendary Contributor

Re: BOA CCR Approvals x2 , $24k@

Congrats on your Approvals!

Message 3 of 18
JoeRockhead
Community Leader
Super Contributor

Re: BOA CCR Approvals x2 , $24k@

Outstanding, congratulations!

Message 4 of 18
coreyb80
Super Contributor

Re: BOA CCR Approvals x2 , $24k@

Congrats on the strong approvals!

Message 5 of 18
CreditMagic7
Mega Contributor

Re: BOA CCR Approvals x2 , $24k@

Congratulations on the approvals

Message 6 of 18
Legally_Speaking2512
Frequent Contributor

Re: BOA CCR Approvals x2 , $24k@

Very Nice indeed. Well done and congrats on the approvals! 

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 7 of 18
PullingMeSoftly
Valued Contributor

Re: BOA CCR Approvals x2 , $24k@

Nicely done, congrats!






Message 8 of 18
SweetCreditObsession
Valued Contributor

Re: BOA CCR Approvals x2 , $24k@

@ocheosa  - Congratulations on those AWESOME approvals! Did you apply online for each of the cards?

 

How in the world did you manage to only get one HP? 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 9 of 18
ocheosa
Valued Contributor

Re: BOA CCR Approvals x2 , $24k@

Thank you All, 

@NoMoreDebt , @M_Smart007 , @JoeRockhead , @coreyb80 , @CreditMagic7 , @Legally_Speaking2512 , @PullingMeSoftly 

I appreciate your support!

[1/26] Scores 8/9: 7-800s. Util: ≤ 1%. AoOA: 18.6y, AoYA: 1m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 1, TU 0.
TCL $716K: Personal $585K, Business $131K.
Message 10 of 18
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