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BOA CCR CLI

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Heatt99
Frequent Contributor

BOA CCR CLI

This card has come a long way!!!! 5 year account

 

500 secured>500 unsecured

500>2,000 auto CLI

2,000>10,000 SP CLI

10,000>14,900 auto CLI

14,000>20,900 SP CLI

20,900>29,900 SP CLI

 

last 3 increase occured within 12 months. I usually request in 20K increments looking for a counter offer.

 

BOA is relationship heavy. so reason for not receiving full amount on last three are:

 

* Serious Delinquency--6 year old/90 days late

* Credit references have not been established for a sufficent length of time--New Job, similar income, so they see deposits, but I have not updated my credit info

* Utilization of your credit too high--25% on BOA, 7% of 212K at time of pull

 

Will look for another CLI in June once my last baddie fades off.

 

Message 1 of 10
9 REPLIES 9
JoeRockhead
Community Leader
Super Contributor

Re: BOA CCR CLI

Outstanding growth, congratulations!

Message 2 of 10
coreyb80
Super Contributor

Re: BOA CCR CLI

Congrats on the increase!

Message 3 of 10
BigBS
Senior Contributor

Re: BOA CCR CLI

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: BOA CCR CLI

Congratulations on your BofA CCR CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: BOA CCR CLI


@Heatt99 wrote:

This card has come a long way!!!! 5 year account

 

500 secured>500 unsecured

500>2,000 auto CLI

2,000>10,000 SP CLI

10,000>14,900 auto CLI

14,000>20,900 SP CLI

20,900>29,900 SP CLI

 

last 3 increase occured within 12 months. I usually request in 20K increments looking for a counter offer.

 

BOA is relationship heavy. so reason for not receiving full amount on last three are:

 

* Serious Delinquency--6 year old/90 days late

* Credit references have not been established for a sufficent length of time--New Job, similar income, so they see deposits, but I have not updated my credit info

* Utilization of your credit too high--25% on BOA, 7% of 212K at time of pull

 

Will look for another CLI in June once my last baddie fades off.

 



Going from $500 secured to just

shy of $30000 in 60 months is certainly impressive @Heatt99 .

 

 

 

Message 6 of 10
Priory_Man
Valued Contributor

Re: BOA CCR CLI

Congrats on the increase






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 10
KingRue8500
Senior Contributor

Re: BOA CCR CLI

Congrats on your BOA Customized Cash Rewards CLI




Message 8 of 10
NoMoreDebt
Senior Contributor

Re: BOA CCR CLI

Congratulations on your CLI

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: BOA CCR CLI

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 10
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