@Anonymous wrote:My only card or account with BOA was opened April 8, 2020. I never saw the mysterious CLI link until today. With everything that I have read about previous CLI eligibility from others, I had to wait exactly 1 year. Many months ago I applied over the phone and confirmed it would be a SP. Denied. When the letter came, my denial reason was the account was open for less than 1 year. I'm not sure if something changed with Covid and lenders tightening up. I ended up getting just over a 2x CLI with a SP. I'm happy about that. Waiting a year for a CLI seems like an eternity.
Congratulations on your CLI. Yes, long time coming... 🎵🎶🎶🎶 Great you finally got it! 🥳🥳🥳🍀🍀🍀
Congrats on your BofA CLI!
Congratulations on your CLI!!
Congratulations!
@credit_is_crack wrote:Congrats on the CLI @Anonymous !
When I got my first BofA card back in 2015, it was the $99 deposit for $500 limit partially secured cash rewards card. I had to wait 23 months before they graduated it and gave me a CLI. And as soon as I opened up a checking and started running money thru them (just paying all my bills), I got approved for 3 more cards in a one year window and my BofA exposure went from $1,500 to $60,000. Get ready for it -- the train is coming!
Looking at your signature, you have two BOA cash rewards card?
Shell FCU : 5K
@MudkipsRKooL wrote:wow congrats! do you guys know what factors into the CLI? stated income? monthly spend on the card?
Having recently got a CLI on my 1st CR card from 2016 in Feb and then trying last week to get one on my second CR from 2019, the second one was denied for having another card that recently got the line adjusted and my relationship with the bank and current economic trends... I then called in and had credit moved from one to the other without a HP or other problem. Denial was with 802 fico basic 8.
