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BOA CLI

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Harvey26
Valued Contributor

BOA CLI

Was just online checking my credit balance and I saw the limit increase button and I said shoot what the heck let me try so I entered 25k as requested credit line. and Hit submit just knowing I was going to get declined came back with a increase to 5k!!! Went from 3k to 5k shocker. Should I recon for higher amount? Now I can ask to be converted to Visa Signature. 

 

TU Hard pull

Score at or around a 720.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 15
14 REPLIES 14
CountryLivin
Valued Contributor

Re: BOA CLI

Congratulations on the increase!


@Harvey26 wrote:

Was just online checking my credit balance and I saw the limit increase button and I said shoot what the heck let me try so I entered 25k as requested credit line. and Hit submit just knowing I was going to get declined came back with a increase to 5k!!! Went from 3k to 5k shocker. Should I recon for higher amount? Now I can ask to be converted to Visa Signature. 

 

TU Hard pull

Score at or around a 720.


 

Message 2 of 15
CreditMagic7
Mega Contributor

Re: BOA CLI

BofA Really ROCKS!

 

CONGRATS!

 

Hard to say about the recon but even if you do, make sure to ask if they can use the same HP they just pulled to be on the safe side.

Message 3 of 15
Anonymous
Not applicable

Re: BOA CLI

Grats!!! I have the Bank of America Americard and haven't seen the CLI button yet. I've only had my account since February though. I think it has to be 6 months old? So maybe next month I'll see it.
Message 4 of 15
Harvey26
Valued Contributor

Re: BOA CLI


@Anonymous wrote:
Grats!!! I have the Bank of America Americard and haven't seen the CLI button yet. I've only had my account since February though. I think it has to be 6 months old? So maybe next month I'll see it.

I have only had my account since April. So I am not sure why I got it. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 5 of 15
Anonymous
Not applicable

Re: BOA CLI


@Anonymous wrote:
Grats!!! I have the Bank of America Americard and haven't seen the CLI button yet. I've only had my account since February though. I think it has to be 6 months old? So maybe next month I'll see it.

I think it's an hp?  I've seen the button, but never used it.  

Message 6 of 15
Anonymous
Not applicable

Re: BOA CLI

Congrats on your new limit!  Woman Very Happy  You can try to call CA and ask for more.  Can't see the harm.  Make sure you use that hp if they did one.   Smiley Wink

Message 7 of 15
Anonymous
Not applicable

Re: BOA CLI


@Harvey26 wrote:

@Anonymous wrote:
Grats!!! I have the Bank of America Americard and haven't seen the CLI button yet. I've only had my account since February though. I think it has to be 6 months old? So maybe next month I'll see it.

I have only had my account since April. So I am not sure why I got it. 



When I go to "request credit limit increase" it says "you don't have any eligible accounts for this service." I don't know. I'll just wait and see I guess. 

Message 8 of 15
Harvey26
Valued Contributor

Re: BOA CLI

Yes it was a HP on TU for me.


@Anonymous wrote:

@Anonymous wrote:
Grats!!! I have the Bank of America Americard and haven't seen the CLI button yet. I've only had my account since February though. I think it has to be 6 months old? So maybe next month I'll see it.

I think it's an hp?  I've seen the button, but never used it.  


 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 9 of 15
Anonymous
Not applicable

Re: BOA CLI

BoA will use the same HP within 30 days but also mention to use the same pull to make sure you're not double HP. 

Message 10 of 15
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