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BOA Graduated-CLI and Conversion to Amex-Question??

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texasman07
Established Contributor

Re: BOA Graduated-CLI and Conversion to Amex-Question??

I only have a 1000 CL.  So its probably not rewards...just a amex version...booo

Message 11 of 19
Kenny
Moderator Emeritus

Re: BOA Graduated-CLI and Conversion to Amex-Question??


@DrZoiberg wrote:

@texasman07 wrote:

Yea they asked me do you want a Mastercard of Amex? then I said Amex.  I mean the reward structure for most of the BOA cards is really not that great.  I have cards with better rewards structure.  Just happy that  BOA graduated.  They treated me very well.  All i had to do was keep the card updated by making payments and being responsible.  


That is mostly true, until I found the BoA Privileges w/ Cash Back.


It's a pretty card.. 1/2/3 classic BoA rewards.. the 50% redemption bonus is neat, but having to have 50k in BoA is steep just to prevent a 75.00 annual fee. (I realize it isn't JUST to do it. The card would look a heck of a lot more attractive if I had the 50k to put into boA. lol)

Message 12 of 19
Kenny
Moderator Emeritus

Re: BOA Graduated-CLI and Conversion to Amex-Question??


@texasman07 wrote:

I only have a 1000 CL.  So its probably not rewards...just a amex version...booo


You'll never know until you see. Smiley Wink If it comes and has no reward, get on the chat and ask for something with rewards. The Cash Rewards is a nice one to PC to. Or Better Balance Rewards -- you get $25 each quarter if you have a balance on it each month and "pay more than the minimum due" Leaving a 1 dollar balance each month and paying it off will yield you the cashola. Smiley Wink

Message 13 of 19
-Wade-
Valued Contributor

Re: BOA Graduated-CLI and Conversion to Amex-Question??

Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 19
sexy_kitten7
Regular Contributor

Re: BOA Graduated-CLI and Conversion to Amex-Question??

There used to be an Accelerated Cash Rewards AmEx and an Accelerated Rewards AmEx that earns "Worldpoints." The cash one is discontinued. Not sure if the points one is still offered. I'm sure you'll find out the rewards structure once you receive the card.


Quicksilver MC / Amazon.com / Better Balance Rewards Visa / Freedom / Dividend / Quicksilver Visa / Cash+ / Thank You Preferred / Blue Cash Everyday / Better Balance Rewards MC / BankAmericard HRC Cash Rewards / It / Arrival / FlexPerks / Platinum AAdvantage / MileagePlus Explorer / LifeMiles
Message 15 of 19
alvon123
Super Contributor

Re: BOA Graduated-CLI and Conversion to Amex-Question??


@texasman07 wrote:

Called in today and hit my 12 month statement.  Converted my card to unsecured and bumped my CL from 500 to 1000.00.  I was able to convert the card to BOA Amex however not sure which card this is. They said it was the bank of america american express however I cannot find it anywhere online.  Not even sure this has rewards or an AF.  Does anyone know?


congrats


Message 16 of 19
Anonymous
Not applicable

Re: BOA Graduated-CLI and Conversion to Amex-Question??

 OP. Which one did you end up getting? When mines graduates, I would like to PC mines to the Amex world points. Just wondering if that card is still offered.

Message 17 of 19
uswala
Senior Contributor

Re: BOA Graduated-CLI and Conversion to Amex-Question??

Congrats!

Message 18 of 19
Anonymous
Not applicable

Re: BOA Graduated-CLI and Conversion to Amex-Question??

OP. I'm so sorry. I didn't even congratulate you. Congratulations.

Mark
Message 19 of 19
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