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BOA Offer

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EDGE1230
Contributor

BOA Offer

Hey guys i know there is some doubt with BOA offers.   I have a cash rewards card with them currently and this offer appeared in my online banking.     Is this Solid  ? card offer.png

Message 1 of 14
13 REPLIES 13
ddemari
Super Contributor

Re: BOA Offer

That is a solid offer!
Message 2 of 14
elim
Senior Contributor

Re: BOA Offer

yep, that's a good one.  

 

i just got a cash rewards offer with a solid APR and was approved with a tax lien on my reports (i also seem to remember burning them for a couple hundred in checking years ago).  but, they double pulled me...  EQ 690 / EX 675    :[

 

TU CLI's though, and that's my best at 730   :]

 

edit:  mine was a snail mail offer if it makes a dif

Message 3 of 14
EDGE1230
Contributor

Re: BOA Offer

Actually all of the cards were offered to me in my online banking and each one of them had a specific APR listed. I was kind of surprised as i high higher utilization on my current cash rewards card. 

Message 4 of 14
willwar14
Valued Contributor

Re: BOA Offer

My understanding is if it gives you a solid APR your good to go!!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 14
Anonymous
Not applicable

Re: BOA Offer

Are you going for it?

Message 6 of 14
EDGE1230
Contributor

Re: BOA Offer

i went for it guys.  Got instant approval for 1k.  lower then i liked .  Now i wonder if i should recon or leave it be

Message 7 of 14
myjourney
Super Contributor

Re: BOA Offer

Congrats Edge

You can attempt to recon limit but know that BofA is HP crazy 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 14
willwar14
Valued Contributor

Re: BOA Offer

Yeah, from what I have seen to recon the limit is another HP :/.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 9 of 14
CreditMagic7
Mega Contributor

Re: BOA Offer

Congrats!

Message 10 of 14
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.