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BOSCOV'S CLI !!!!

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Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

Yea JimBo I don't know if something in my profile changed or what...maybe AES finally deleted those old late payments...

Seems like Boscovs might be a hidden gem in the comenity world...
Message 11 of 27
Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

Hey guys!

I don't mean to hijack this thread but my question is directed at this subject, so I thought I would jump in and ask y'all my question I have had for a while. I have a few Comenity acts (J.Crew and Boscovs). Ok, so my question is..... I have had these for 6 months now, and every time I ask for a CLI they deny and when I get the letter in the mail it does not give any reason at all. Literally is just blank in the space where it should give a reason, and I notice they reference a soft pull internal score from Oct 2016. Well my score has risen from high 500s to about 650 in 6 months and I am just wondering why they keep referring to an old score with no legit reason to deny my CLI? Anyone had one of these weird letters I am referring to? These cards have helped me build my score to snag an Amex BCE, so not sure why no CLI at all?

Message 12 of 27
Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

Rebeezy I think you should wait it out. I sat on Boscovs and I have read that comenity can sometimes take 9 months...but as always YMMV.

Mine finally just clicked out of nowhere tonight. My notices were also odd in that manner as well.
Message 13 of 27
washpadude
Regular Contributor

Re: BOSCOV'S CLI !!!!

There have been other Boscov's threads. Reportedly the card tops out at 30k. Some have had success with 10k CLIs three months in a row.
BK CH7 Discharged 03/2015
FICO8 EQ-657 TU-657 EX-665
Revolving credit lines 125k.
Message 14 of 27
Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

JimBo were you able to go back to the well and get another 10k???

Message 15 of 27
JimBo99
Regular Contributor

Re: BOSCOV'S CLI !!!!


@Anonymous wrote:

JimBo were you able to go back to the well and get another 10k???


Hey.  Sorry.  Just saw this.   I've only gotten $750 more 61 days after that big one, so far.  Haha

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 16 of 27
peghede
Valued Contributor

Re: BOSCOV'S CLI !!!!

@ Rebeezy.Some times comenity will use your old score from months ago, i had that problem to (they use my old reports for like 18 months no bs), i had to call in and they dis a HP and got cli approved within seconds.You only need one hp after that you'll be fine on all your cards from them .

Message 17 of 27
JimBo99
Regular Contributor

Re: BOSCOV'S CLI !!!!


@Anonymous wrote:

JimBo were you able to go back to the well and get another 10k???


I did today!   CL went from $11500 to $21500 This AM.  $1000 increase each request.  

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 18 of 27
Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

I've had my Boscovs card for a little over a year, and my limit is up to 17,000. I hit the luv bottom every month. 

Message 19 of 27
Anonymous
Not applicable

Re: BOSCOV'S CLI !!!!

Just hit the love button from 17,000 to 25,250. I had to logout and log back in for each increase. After the first increase it declined me, so I logged back in each time.  I got increases in multiples of 750. 

Message 20 of 27
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