BOfA Customized Cash Rewards Approval! 🎉 - myFICO® Forums - 6764790

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No relationship 10k approval! Plan is to move some money over and put some heavy spending on it before asking for a limit increase.

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Congrats on your approval!

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Congrats! If you don't mind me asking, did you do the prequa or was it just a hard app? I don't even know if BOA has a pre-qualification link anymore. Was just curious.

Starting Score: 570
Current Score: 643
Goal Score: 800

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congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

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Congratulations on your BofA approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Give it 3 statements before you request a CLI.

Back to gardening until Late February 2026.

Current FICO8:

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Congrats on your BofA approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 796 I EQ 799

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Coongrats

Discover It Cash Back $11,000

Apple Card $3,500

Amazon Prime Store Card $4,000

NFCU More Rewards AMEX $30,000

Venmo Visa $15,000

NFCU Cash Rewards Visa $50,000

Chase Amazon Prime Visa $4,000

Capital One Spark Business $5,500

Chase Ink Cash $4,000

Chase Freedom Flex $10,000

Fidelity Rewards Visa $20,500

Chase Ink Unlimited $6,000

Chase Sapphire Preferred $12,700

Chase Freedom Unlimited $25,000

Chase Marriott Bonvoy Boundless $5,800

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Congratulations!

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Congratulations on your wonderful BOA approval

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