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Barclays BL and the GAP card

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Jeffster1
Valued Contributor

Barclays BL and the GAP card

I IIB Barclays in 2017, and got my DC in 2021. Obviously, I landed on the infamous Barclays BL.

I'll admit that I have an aversion to non-Amex, non-Visa or non-MC store cards. Tonight I did my annual Barclays BL test and was approved for the GAP store card. I'm kind of kicking myself for testing the waters again, but I can't cry over it. 

However, this begs the question...Am I off the Barclays BL? Or maybe Barclays store cards are not subject to the BL? 

I'll probably close the store card and eat the inquiry but it is interesting that I was approved. 

FICO 8 EX 829 EQ 824 TU 844

Current lineup as of 9/24
American Express Blue Cash Everyday 20K | American Express Blue Cash Preferred 20K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 5K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One QS MC 11K I NFCU Flagship Rewards Visa 25K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 14K I Bread Financial American Express 10.5K I AAA Daily Advantage Visa Signature 8.5K I Wells Fargo BILT World Elite MC 30K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I
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5 REPLIES 5
cashorcharge
Community Leader
Super Contributor

Re: Barclays BL and the GAP card

So... Congratulations on your Approval?👏🏼🍾🥂

Message 2 of 6
CreditCuriosity
Moderator Emeritus

Re: Barclays BL and the GAP card

Guess store cards have different UW and major would be a different story as Barclays certainly isn't forgiving.   Might have agreement for store card with GAP that they got to be loser on approval or something of the lines but could be wrong.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 3 of 6
Jeffster1
Valued Contributor

Re: Barclays BL and the GAP card

@cashorcharge @CreditCuriosity  I'm going to chalk this up as my first big mistake since my DC in 2021. My rebuilding was painless and quick. I guess I was due. 🤣

FICO 8 EX 829 EQ 824 TU 844

Current lineup as of 9/24
American Express Blue Cash Everyday 20K | American Express Blue Cash Preferred 20K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 5K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One QS MC 11K I NFCU Flagship Rewards Visa 25K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 14K I Bread Financial American Express 10.5K I AAA Daily Advantage Visa Signature 8.5K I Wells Fargo BILT World Elite MC 30K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I
Message 4 of 6
Rdbeetle
Valued Contributor

Re: Barclays BL and the GAP card

Congrats on your approval, nonetheless.

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 809 I EX 793 I TU 801
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MyDataMyChoice
Valued Contributor

Re: Barclays BL and the GAP card

Keep it open 

let it age 6 months and ask for CLI





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