Back in with AmEx

[pbtxlady]

I didn't intend to do this yet--just wanted to see if I was still blacklisted--but somehow my finger just didn't listen and pushed the accept button.  Approved for BCP, SL 9900. 

ETA: Double pull, TU and EXP. 

My charge-off with AmEx was a BCE, back in early 2018, so I've been blacklisted just short of 8 years. This approval signals the last vestige of a very tough time. 

[Jeffster1]

Congrats. Getting back in with Amex is a milestone. 

[SilentTraveler]

Congratulations on getting back in with Amex.

I have a completely unscientific method of knowing I am still black listed with Amex.  After filing, all other bank and credit accounts disappeared from the respective apps.  Except Amex.  When I open the Amex app they still show my Amex Platinum (with my annual fee) and my Delta Reserve with outstanding balance.  Of course there is a large red banner saying "This account is cancelled".  So I am guessing that as long as my old accounts are still showing after 3 years their computer will not show me kindness...

[pbtxlady]

No, I wouldn't expect any love from them after just 3 years. Sorry. 

They actually removed my c/o from my reports after 5 years, but they kept calling me until about a year ago. I've heard tales of 10 or more years. 

[reluctantgarden]

Congrats! Good limit and a very useful card.

[Cowboys4Life]

Congratulations!  I burned them in BK in 2018 but got back in with them last year with a Delta AMEX Gold.  CL not as robust as yours but I am back in good standing.

[JoeRockhead]

That's a nice SL, congratulations on getting back in with AMEX!

[PayAndProsper]

Congrats on getting back in threre!

[JR_TX]

Congrats on getting back in with them!!

So you burned them for less than $5K with not a penny of repayment I'm assuming?

[pizzadude]

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@pbtxlady wrote:

I didn't intend to do this yet--just wanted to see if I was still blacklisted--but somehow my finger just didn't listen and pushed the accept button.  Approved for BCP, SL 9900. 

ETA: Double pull, TU and EXP. 

My charge-off with AmEx was a BCE, back in early 2018, so I've been blacklisted just short of 8 years. This approval signals the last vestige of a very tough time. 

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Thanks for the data points, interesting that they did a double HP.   Guess they wanted to be really sure before they let you back in but getting a SL of almost $10K from them is great, congrats!