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Back in with Discover!

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SunriseEarth
Moderator Emeritus

Back in with Discover!

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 1 of 39
38 REPLIES 38
baller4life
Super Contributor

Re: Back in with Discover

Awesome!!!! Congratulations! Smiley Happy
Message 2 of 39
I-think-I-can
Valued Contributor

Re: Back in with Discover

That is great! ! Perfect timing with the great incentives going on! Congrats!! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 3 of 39
CreditCuriosity
Moderator Emeritus

Re: Back in with Discover

Congrats on getting back in with Discover.

Message 4 of 39
EW800
Valued Contributor

Re: Back in with Discover

Congratulations on getting back in!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 5 of 39
Anonymous
Not applicable

Re: Back in with Discover

Awesome! Congratulations! Remember to sign up for the double-cash rewards as soon as you activate the card.

Message 6 of 39
revjamesl
Valued Contributor

Re: Back in with Discover

Very nice. Congrats!

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 7 of 39
Saleen099
Senior Contributor

Re: Back in with Discover!

Congrats!!!!!!!! 

Message 8 of 39
MissMoni223
Senior Contributor

Re: Back in with Discover!

Way to go, WELCOME the Discover family!!!
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 9 of 39
pizza1
Community Leader
Super Contributor

Re: Back in with Discover!

YAY!!!!!! Im SOO happy for you SRE!! Bout time! You will be joining us soon with the CLI craziness!! Congrats to you!!
Message 10 of 39
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