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Back in with Discover!

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Imperfectfuture
Super Contributor

Re: Back in with Discover!


@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


Congrats.  Saw your post about merrick, made me look at the sig, saw the seedling date.  Smiley Wink

 

Followed the trail here.  Good work.

Signature needs updating
Message 21 of 39
Anonymous
Not applicable

Re: Back in with Discover!

Congrats! Gotta luv Discover. Hopefully these CLI last for a little while eh! Jump on it if they let you!

Message 22 of 39
alextercero
Super Contributor

Re: Back in with Discover!

Congrats on the Approval

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 23 of 39
Pway
Valued Contributor

Re: Back in with Discover!

Congrats

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 24 of 39
Anonymous
Not applicable

Re: Back in with Discover!

Super congrats on your Discover approval!  Smiley Very Happy

Message 25 of 39
gdale6
Moderator Emeritus

Re: Back in with Discover!


@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


Grats on getting back in their good graces, not a bad SL for Discover Smiley Happy

Message 26 of 39
Anonymous
Not applicable

Re: Back in with Discover!


@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


This is super nice, congrats on your FANTASTIC approval. I see it took almost 10 years to get in, but it is so worth it Smiley Happy.... Now, you will join us on the celebration very soon Smiley Very Happy

Message 27 of 39
SisterGirl
Established Contributor

Re: Back in with Discover!


@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


Congrats !

 

I had a Discover that I lost in transition from married to single in 1995 & I just decided to go back with them a couple of years ago (I was mad they wouldn't allow me to unjoint it & maintain the account solely, as I knew he would let to account go without paying it just to be a jackass !

SisterGirl
Message 28 of 39
SunriseEarth
Moderator Emeritus

Re: Back in with Discover!


@SisterGirl wrote:

@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


Congrats !

 

I had a Discover that I lost in transition from married to single in 1995 & I just decided to go back with them a couple of years ago (I was mad they wouldn't allow me to unjoint it & maintain the account solely, as I knew he would let to account go without paying it just to be a jackass !


I feel your pain.  I made the mistake of adding the ex as an AU on my Discover accounts, which helped get me into my BK.   Ugh!   But it's over and I'm back in!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 29 of 39
TitaniumCash
Regular Contributor

Re: Back in with Discover!

Congrats, Sunrise! Discover is great to be a part of.

Message 30 of 39
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