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Back in with Synchrony!

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Anonymous
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Re: Back in with Synchrony!

Congrats
Message 11 of 15
Anonymous
Not applicable

Re: Back in with Synchrony!

Congrats for being forgiven by Synchrony but I would watch those accounts close as I had them shut down two accounts based recently (within the last month) soley on my utilization or increase in credit usuage this past summer. I have never filed BK, I have two derogatory accounts one paid the other I am trying to remove from my credit report because I have no idea what it is but either way together they do not total 500 bucks. These two bad acccounts show on eq and exp. not transunion. 

Message 12 of 15
OmarGB9
Community Leader
Super Contributor

Re: Back in with Synchrony!

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 13 of 15
UncleB
Credit Mentor

Re: Back in with Synchrony!


@Shawndoe79 wrote:

Just found out starting limit is only $500 but cant complain, just happy to get my foot in the door.  Should I try to call credit solutions to get the limit raised or what?


LOL my friend... I got my Belk back in 2006 with a $200 credit line.  It stayed there until February 2014, when they got "generous" and increased it to $400.  (I never tried for a CLI because I had baddies, and I was afraid they would close my account like Macy's did years ago when I tried for a CLI... a story for another thread).

 

Today, 18 months later, my Belk has a credit line of $3400.  Smiley Tongue

 

Keep in mind you're already ahead of where I was just early last year!  Hang in there; it will grow, and with the help of the good folks on here, it won't take any time at all!  Smiley Very Happy

 

 

Edited to add:  I apologize for not addressing your question on contacting Credit Solutions... I'll leave that for the others.  I just wanted to offer some encouragement since I've been in almost your exact shoes!

Message 14 of 15
CreditMagic7
Mega Contributor

Re: Back in with Synchrony!

Congrats!

Message 15 of 15
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