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Congrats for being forgiven by Synchrony but I would watch those accounts close as I had them shut down two accounts based recently (within the last month) soley on my utilization or increase in credit usuage this past summer. I have never filed BK, I have two derogatory accounts one paid the other I am trying to remove from my credit report because I have no idea what it is but either way together they do not total 500 bucks. These two bad acccounts show on eq and exp. not transunion.
@Shawndoe79 wrote:Just found out starting limit is only $500 but cant complain, just happy to get my foot in the door. Should I try to call credit solutions to get the limit raised or what?
LOL my friend... I got my Belk back in 2006 with a $200 credit line. It stayed there until February 2014, when they got "generous" and increased it to $400. (I never tried for a CLI because I had baddies, and I was afraid they would close my account like Macy's did years ago when I tried for a CLI... a story for another thread).
Today, 18 months later, my Belk has a credit line of $3400. ![]()
Keep in mind you're already ahead of where I was just early last year! Hang in there; it will grow, and with the help of the good folks on here, it won't take any time at all! ![]()
Edited to add: I apologize for not addressing your question on contacting Credit Solutions... I'll leave that for the others. I just wanted to offer some encouragement since I've been in almost your exact shoes!
Congrats!