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Bank of America: Premium Rewards Approval

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credit_endurance
Valued Contributor

Re: Bank of America: Premium Rewards Approval

Congrats Op on a very nice approval and sweet card! Could you share some data points as far as length of banking relationship? Investments? Merril Edge Client? 
Fico scores? Accounts 6/12 months & inquries? 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 21 of 38
M_Smart007
Legendary Contributor

Re: Bank of America: Premium Rewards Approval

Congratulations!

Message 22 of 38
alain4957
Regular Contributor

Re: Bank of America: Premium Rewards Approval

Scores are updated in my signiture. I have been with Bank of America since 2009 with my checking and savings. I have around 20k in Merril. I also got my Cash rewards in 2012 with all on time payments. All my Deposits go to my checking account. In the last 12 months ive had 4 new accounts. on my experian which is what they pulled i have 15 inquries and 8 that are counted.... 


@credit_endurance wrote:

Congrats Op on a very nice approval and sweet card! Could you share some data points as far as length of banking relationship? Investments? Merril Edge Client? 
Fico scores? Accounts 6/12 months & inquries? 


 

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 23 of 38
credit_endurance
Valued Contributor

Re: Bank of America: Premium Rewards Approval


@alain4957 wrote:

Scores are updated in my signiture. I have been with Bank of America since 2009 with my checking and savings. I have around 20k in Merril. I also got my Cash rewards in 2012 with all on time payments. All my Deposits go to my checking account. In the last 12 months ive had 4 new accounts. on my experian which is what they pulled i have 15 inquries and 8 that are counted.... 

Awesome dp's @alain4957  thanks so much for your reply. These help in evaluating my plan for this card. Going to contemplate my next move as I am a preferred rewards client now. Just waiting on 1 account to age here soon and I think I might pull the trigger as well. Thanks again for sharing! 😁


 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 24 of 38
MyFault
Valued Contributor

Re: Bank of America: Premium Rewards Approval

Congrats on your approval!




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Message 25 of 38
SweetCreditObsession
Valued Contributor

Re: Bank of America: Premium Rewards Approval

Niiiice! Congratulations on the CLI.


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 26 of 38
Anonymous
Not applicable

Re: Bank of America: Premium Rewards Approval

@alain4957  lol YES @ metal card

Message 27 of 38
Yeliaba1
Frequent Contributor

Re: Bank of America: Premium Rewards Approval

Congratulations on your approval and a nice start to 2021!!

Message 28 of 38
alain4957
Regular Contributor

Re: Bank of America: Premium Rewards Approval


@Anonymous wrote:

@alain4957  lol YES @ metal card


One day lol 

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 29 of 38
randomguy1
Valued Contributor

Re: Bank of America: Premium Rewards Approval

Very nice approval.

Message 30 of 38
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