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Bank of America Rocks!!!!

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linux007969
Established Contributor

Bank of America Rocks!!!!

I was feeling kind of sad and also just in a whatever kinda mood.... So i called up Bank of America and talked with a Senior Credit Analyst. Smiley Sad

 

I asked to have both of my cards increased and the increase split across both my cards. I asked for $3,000 to be split across both my cards, that would bring them up to $3,000 each, I also asked if it was possible with 1 pull only and so the rep checked and the line went silent and i asked if she was there and she said she was just checking on it and then she placed me on hold and then came back and said it would actually be 2 seperate pulls..... so i said Yikes..... then i was like well ok lets just continue with it. Smiley Indifferent

 

She asked me all the standard income info and i even offered to tell her how much i currently had in my checking account even though its not with them because i said how when i was approved for my better balance rewards card that the analyst asked for that, so she gladly accepted it. She then placed me on hold for review.........Smiley Indifferent

 

She came back with news and.........APPROVED ON BOTH CARDS!!!! I now have $3k on each card. She said i have done an excellent job managing my credit with them and my other creditors! I was so happy! Smiley Very Happy

 

I then said "now i can use my cash rewards card more cuz i'm so ever close to $25 in cash rewards", and she agreeded. I even said how i got $25 twice already on my Better Balance Rewards and she was surprised and happy for me! I did ask her what happens if i have a zero balance around the time the quarterly rewards would  hit? She was kinda confused about the question and so i did my best to rephrase it so she could understand and she did some checking and she said that no credit balance would post.... so it looks like i either have to know when the rewards will hit or just keep spendng and it will work out fine. She said if i keep spending the same then it will be fine.Smiley Very Happy

 

The number i called was: 1-800-247-7975

 

So I know  I had wanted to keep Hard pulls to a minimum as possible, I just had a moment of weekness i guess and it all worked out. I don't know how much more i could have gotten, I didn't not want to ask for any more as I only make $12,900 a year now and now my total credit available to me is $20,000!!!!!

 

 


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Bank of America Rocks!!!!

Congratulations on your CLI's!
Message 2 of 19
2FixMyCredit
Established Contributor

Re: Bank of America Rocks!!!!

Congrats! Smiley Very Happy

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 3 of 19
Anonymous
Not applicable

Re: Bank of America Rocks!!!!

Congrats. I love BOA so far,they follow so close lol

Message 4 of 19
youngandcreditwrthy
Senior Contributor

Re: Bank of America Rocks!!!!

I'm pretty happy with them to so far. I opened my account almost two months ago and stil havent had a statement cut. I'm having bill-pay withdrawal lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 19
youngandcreditwrthy
Senior Contributor

Re: Bank of America Rocks!!!!

Congrats! And hope you are feeling better now op :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 19
Anonymous
Not applicable

Re: Bank of America Rocks!!!!

My family and I have checking and saving+Business with BOA . Whenever we request something thats 100% is approved

Message 7 of 19
B335is
Moderator Emeritus

Re: Bank of America Rocks!!!!

Congrats x2. Ive only had good results thru BofA analysts.
Message 8 of 19
eddie84
Valued Contributor

Re: Bank of America Rocks!!!!

Congrats and yeah, BofA has been good to me too.

Message 9 of 19
knoregs
Established Contributor

Re: Bank of America Rocks!!!!

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 10 of 19
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