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Barclay Ring $12,500 Recon Approval - yay!

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baller4life
Super Contributor

Re: Barclay Ring Successful Recon Approval - yay!

If you transferred the entire balance to Ring. Apple will report closed with $500 limit. Won't report with $0 credit limit.
Message 51 of 64
Anonymous
Not applicable

Re: Barclay Ring Successful Recon Approval - yay!


@baller4life wrote:
If you transferred the entire balance to Ring. Apple will report closed with $500 limit. Won't report with $0 credit limit.

Thanks, baller4! I appreciate your help. I was afraid of that. Card never had a $500 credit limit even for one minute,  that's merely some random amount they reported when they closed the card. More accurate would be to report what the limit was right before they moved the limit and closed the card, but, oh well.

 

(edited) Decided after a few days to close out both Rewards and Apple cards and moved limits to Ring. My new Ring credit limit is now $12,500! Smiley Happy

Message 52 of 64
Poppa
Established Contributor

Re: Barclay Ring $12,500 Recon Approval - yay!

Late Congratulations!

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 53 of 64
Anonymous
Not applicable

Re: Barclay Ring $12,500 Recon Approval - yay!


@Poppa wrote:

Late Congratulations!


Thanks Poppa, really appreciated in any event!  Have a great weekend Smiley Happy

Message 54 of 64
KSK1912
Valued Contributor

Re: Barclay Ring Recon - I LOVE Barclay! yay


@redpat wrote:

Congrats.

 

It's nice to know that someone loves Barclay.  There isn't many of you as of late.

 

First of all great job OP, Congrats!

to redpat:

+1000 

7 months ago me: Oh my God i will keep this card forever, my first real credit card (not a store card or secured) my first instant approval x2 for Apple and Rewards MC

Today me: I can't wait to pay it off and throw it in the sd and put 1 charge of a Starbucks double shot once a month on each card and pay it off!

And this is me coming from using a $1K limit card for $9K in 3 months and a $2K limit card for over $12K in less than 3 months. I will not give them a penny more.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 55 of 64
Anonymous
Not applicable

Re: Barclay Ring Recon - I LOVE Barclay! yay

Thanks for the congratulations and not sure what you don't like about Barclay, but they have been really great to a lot of people Smiley Happy

Message 56 of 64
KSK1912
Valued Contributor

Re: Barclay Ring Recon - I LOVE Barclay! yay


@Anonymous wrote:

Thanks for the congratulations and not sure what you don't like about Barclay, but they have been really great to a lot of people Smiley Happy


In my case, after a very heavy usage of both cards for 7 months, with the credit report getting a lot better than when i was approved, and scores going higher, i would expect at least a little bit of an appreciation. Of course in the form cli would be great. How many people put over $20K on 2 cards in less than 3 months and pay it off, with the card limits totaling to $3K only. So, i am glad they opened the approval doors for me, got nicer cards (at least for me niicer) since than, and they don't want to throw a bone at me, then i will give my business to other lenders. I know they do not "have to" give me anything, but when you see people SD'ing their cards and getting cli's from the same company without a minimal usage, than you do ecpect a little something.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 57 of 64
Anonymous
Not applicable

Re: Barclay Ring $12,500 Recon Approval - yay!

I think it's probably best to post that kind of thing separately rather than in an approval thread, as it just takes away from the person's approval. Thanks. Smiley Happy
Message 58 of 64
SouthJamaica
Mega Contributor

Re: Barclay Ring $12,500 Recon Approval - yay!


@Anonymous wrote:

I planned to apply for Ring in 2017. Barclay had given me recent APR reductions and CLI's on both of my current Barclaycards, so I felt encouraged to try at this time.

 

Instant decline online. First recon, gentleman was super nice but stated too many accounts in past year. Most of these were last July but Barclay still looks at the last full year. I asked him about moving 1k to open Ring and he stated he was sorry, but he really couldn't do that.

 

Feeling pretty dejected, I figured that I would not recon again. Spoke with CC and asked his opinion. He encouraged me on 2nd recon (thank you very much, CC!)

 

I really don't think I would have done 2nd recon without CC's encouragement, as I felt a little spooked by ddemari's post yesterday and reluctant to ask again.

 

Called this AM and talked to WONDERFUL rep Cassie, who asked me " how much would you like me to move to open the Ring?"

 

Yay!

 

 (edited) I made several calls and over the course of the next few days, moved limits from Rewards and Apple and closed out both of those cards. My new credit limit for Ring is now $12,500! woohoo!

 

I am SO thrilled I can 't even tell you. Super excited!

 

 

 

 

 

Congratulations, you've been approved for the Barclaycard Ring MasterCard® account.
      
Congratulations!
 
Dear x, 

Welcome to your new
Barclaycard Ring MasterCard® account. 

Your new card should arrive by mail in approximately 7 to 10 days.  

Along with your card, you'll receive details about your new account and instructions for activating your card. 

With your card in hand, you'll also be able to set up digital access to manage your account at www.BarclaycardUS.com – a convenient way to view your account activity, to make payments and more. 

Look for more information from us about our digital services, plus additional tips and advice to help you make the most of your new account.
Thanks for choosing the Barclaycard Ring MasterCard.
     
 
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Very nice.

It's my favorite card.

I too was declined for it, reconned, moved over some of my existing CL's, and am a happy camper.

 


 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 59 of 64
CreditMagic7
Mega Contributor

Re: Barclay Ring $12,500 Recon Approval - yay!

Looking back now my biggest mistake was not opening more Barclay cards no matter the low limits.

 

As it stands my Ring Card is totally stuck at $5K until i give up a customer initiated HP for some baby raise Smiley LOL

Message 60 of 64
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