Just applied for the rewards MC and got an instant Approval for $1500, not really thrilled with the limit as this is one of my lower limits, can this be reconciled through the Analyst #, when they open up tomorrow on the same HP, or would it require another one? I have my Equifax and Experian on Ice currently and just wanted to get in with Barclay's before freezing my TU for the next year which I Will do within the next few days.... Also I was thinking about apping for the Sallie Mae card, since I got approved for the rewards card, do they do multiple approvals with the same pull or even if its a different TU pulls what are the chances of getting two approvals same day? I just like my accounts/pull to all age during the same time frame, seems to make sense to me.. Just not sure if you can get approved or likely to get approved for two in one day or if Barclay's will frown upon this.. At least in with them now... AMEX you are coming December via Experian
A bit of Stats about me
680 FICO TU score
AAOA 7 years
UTIL around 8% only on one card
Some lates on student loan from a few years ago and a few collections approx 3k. Still working on fighting them or pfd, but that is another story
Income 100k+
Thanks all, least it wasn't a decline.. Was hoping for more CL to dump one of my CC's with an annual fee coming up. Utilization isn't a factor, but won't pay that dang AF!
Edited for the typos I caught during my football and beer monday
Called the Credit Analyst department today and reconned the initial Cl from 1500 to 4000!! Not a bad recon. I was grateful with what they gave me, but I figured why not try for a higher one with the same pull. Just had to explain the lates on the student loans and the few baddies and employment and she said she could offer me the above amount and I said that is a VERY good start for a new relationship between Barclay's and myself.
Congrats! I think it's the same HP, but as always YMMV
Recon Sucess on Initial Credit Line from 1500 to 4000! with same pull