Re: Barclays Approval.

QCTRAV · ‎05-12-2014

So i have been in the garden for about 5 months now.

My credit score was in the low 500's due do being really stupid @ the age of 18.

now my FICO score is 657 so i went on a little spree...

I was just approved for Barclays Rewards for $500

I also applied for Discover It, and Chase Freedom. Both said they were under "review". Is there anything i can do to help my situation?

Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500

In the Garden 5/14 until 5/15

CreditHealthy · ‎05-12-2014

Congrats with Barclay! Try ad call the others and ask for a recon....Good luck!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

MsLadyRover · ‎05-12-2014

Congrats on the Barclay approval! Fingers crossed for the other two.

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

gdale6 · ‎05-12-2014

Grats on your new Barclays card

Anonymous · ‎05-12-2014

Congrats!

QCTRAV · ‎05-12-2014

What is a recon exactly?

Also, Should i wait for the letter to come in the mail, or should i call them directly first?

Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500

In the Garden 5/14 until 5/15

starry1 · ‎05-12-2014

You call the backdoor number, we have a sticky somewhere with all the numbers, and ask them to reconsider your application. Just talk to a live person because the computer doesn't really look at your report and a person can.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

-Wade- · ‎05-12-2014

@QCTRAV wrote:
So i have been in the garden for about 5 months now.

@Anonymous credit score was in the low 500's due do being really stupid @ the age of 18.

now my FICO score is 657 so i went on a little spree...

I was just approved for Barclays Rewards for $500

I also applied for Discover It, and Chase Freedom. Both said they were under "review". Is there anything i can do to help my situation?

Congrats on your approval

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

monkeypants · ‎05-12-2014

@QCTRAV wrote:
What is a recon exactly?

Also, Should i wait for the letter to come in the mail, or should i call them directly first?

Congratulations! I was denied the Barclays card but called the backdoor number listed here for a recon and I was approved! I also received the "wait for a letter" message on some other cards but ended up calling and was informed that I had already been approved before receiving any letters.

Starting Score (1/17/14): EQ: 676 | EX: 633 | TU: 626
Current Score (9/3/15): EQ: 755 | EX: 751 | TU: 737
Goal Score: 700+ across the board (In the garden until April 2015! Last app: 5/6/14)
Cards: CSP $24k, Discover it $13.2k, AmEx EDP $12.2k, USAA AmEx Cash Rewards $6k, CapOne Platinum $3.5k, Amazon Store $3.2k, Walmart Store $1.5k, Barclays Rewards $1.25k, USAA AmEx Secured $500, CapOne Secured $300