Barclays Arrival Approval after recon

Meltdownblitz · ‎05-06-2013

I applied on Saturday night for this card online, I got the manual review message. Mins later I checked their online application status line and it showed I was denied. I decided to call this morning to speak to a credit analyst via the backdoor numbers. After a few questions of verification this nice lady was able to approve me for 5000.

I mainly wanted this card to take advantage of the 12 month 0 APR as well as the great sign up bonus. What do you all use the card for? And how do you like it?

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

myjourney · ‎05-06-2013

@Meltdownblitz wrote:
I applied on Saturday night for this card online, I got the manual review message. Mins later I checked their online application status line and it showed I was denied. I decided to call this morning to speak to a credit analyst via the backdoor numbers. After a few questions of verification this nice lady was able to approve me for 5000.

I mainly wanted this card to take advantage of the 12 month 0 APR as well as the great sign up bonus. What do you all use the card for? And how do you like it?

Congrats great recon

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

dodfire · ‎05-06-2013

Congrats on the approval!!!!

*8/10/13

armbenderc · ‎05-06-2013

That's a nice card

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

unc0mm0n1 · ‎05-06-2013

congrats

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board

indiolatino61 · ‎05-06-2013

@Meltdownblitz wrote:
I applied on Saturday night for this card online, I got the manual review message. Mins later I checked their online application status line and it showed I was denied. I decided to call this morning to speak to a credit analyst via the backdoor numbers. After a few questions of verification this nice lady was able to approve me for 5000.

I mainly wanted this card to take advantage of the 12 month 0 APR as well as the great sign up bonus. What do you all use the card for? And how do you like it?

Congrats.

Anonymous · ‎05-06-2013

grats!

youngandcreditwrthy · ‎05-07-2013

Congrats!
Questions: do you have existing Barclaycards?
And what is your TU fico?
What were the initial denial reasons?

improvingmycredit · ‎05-07-2013

Hey Youngandcreditwrthy!
What's your reason for not re-con on your app now? I can't find it.

You already have a Barclay Card. I think it should be easy for you to get in with recon if you've run some money through your other account. I'd point this out.

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Meltdownblitz · ‎05-07-2013

Ahh sorry that's one thing I forgot to post is my denial reason which was "too many new accounts" she said I had 2 new accounts within the last few months and asked me what was the reason for them. I stated its because I'm planning on traveling within the next few months. I had recently got a chase mariott premier and PenFed Amex.

This is my first barclays card. And TU score is somewhere around 750.

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!