Being Approved for CareCredit, what is needed?

[Anonymous]

Okay i've been building my credit for a year now and I have 1 credit card I never missed a payment I have 6 inquires on the road of getting a credit card I have no collections and I built my credit up to a standing of 703.

My question is the age of my credit is only one year and I wanna apply for care credit for a $19000 line is that a posibilitu at this point?

[coldnmn]

The only way to know is try, ask for $25k and they will counter if not approved. If you have a good reason you may be able to recon that amount. You may have a better chance applying through provider. I doubt you will get $19k but stranger things have happened with Care Credit, it may depend on your income. Good Luck!

[Anonymous]

Thank you very much :^).

[woodyman100]

I asked for 15k last week and got it! Go with the earlier advice and ask for 25k. I wish I would have

[Anonymous]

I asked for 10k and got it with 18 months credit history.

[woodyman100]

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@Anonymous wrote:

I asked for 10k and got it with 18 months credit history.

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Thumbs up!

[Anonymous]

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@woodyman100 wrote:

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@Anonymous wrote:

I asked for 10k and got it with 18 months credit history.

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Thumbs up!

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9K Line here with 680 TU.

[Anonymous]

Do they pull TU?  Is it based of income or credit?   How hard is it to get approved ??

[Anonymous]

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@Anonymous wrote:

Do they pull TU?  Is it based of income or credit?   How hard is it to get approved ??

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Yes.

Yes, Just like any credit application.

Not that hard. I was initially approved for $3,000, Same day CLI to $5,000 with a TU FICO of 646 at the time.

CLI to $9,000 with TU FICO of 680

[Anonymous]

my TU is 592 since last week when my CU gave me a 1250 unsecured loan.. I need it for a procedure for my dog, i have not had luck with synchreny (spelling)..  What would be best way to go about getting approved.. Thanks