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Best Buy Card...

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PlasticOrPlastic
Established Contributor

Best Buy Card...

A few months ago I closed my Best Buy card (right after Citi purchased them).  I was stuck at a $500 limit and it just wasn't worth it for the purchases I make at BB.  I decided today to purchase a Wii U, and they showed the BB card with 10% back in rewards or 6 months 0% (I really missed the 0% offers on purchases from my other card) so I thought well I already have a ton of INQ's so I better not even bother.  That and the fact that Citi declines me for their cards each and every time.  Against my better judgement I clicked submit...I got a white screen with a huge "unfortunatly" across the screen but nothing else, figured declined. 

 

I refreshed the page and said my app was not submitted and the page timed out.  I thought maybe its a sign I shouldnt app but again I decided to try again...*processing please wait*...CONGRATS YOU'VE BEEN APPROVED!!  Really?  I honestly couldnt belive it, and my limit?  $2000 which was very surprising, was dreading getting $500 again!  Needless to say I'm a happy camper today Smiley Happy

Message 1 of 10
9 REPLIES 9
CardHunter
Established Contributor

Re: Best Buy Card...

Nice! Congrats!

Message 2 of 10
gdale6
Moderator Emeritus

Re: Best Buy Card...

Grats on your BBY card Smiley Happy

Message 3 of 10
PlasticOrPlastic
Established Contributor

Re: Best Buy Card...

Thanks to you both! 

 

Any idea what card is the "good" one?  Just realized I dont know if I got the AF card or not...potentialy rains on my parade...

Message 4 of 10
alvon123
Super Contributor

Re: Best Buy Card...

congrats


Message 5 of 10
coldnmn
Mega Contributor

Re: Best Buy Card...

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 10
VinnyVee
Contributor

Re: Best Buy Card...


@PlasticOrPlastic wrote:

Thanks to you both! 

 

Any idea what card is the "good" one?  Just realized I dont know if I got the AF card or not...potentialy rains on my parade...


The My Best Buy MasterCard is the one you can use anywhere, with the annual fee. If it's the store card, there is no annual fee but can only be used at Best Buy.

 

edit: Congrats, by the way! They shot me down even though I'd been working for the company for a year/

(started in the mid 500s on all 3, 11/13)
As of 5/22/15 EX: 698, EQ: 700, TU: 703
Barclay Rewards: $2750, Capital One Quicksilver one: $4300, Discover IT : $300, Amazon Visa: $100. Best Buy Credit Card: $3000, Kohl's Charge: $300, Express: $2600, Overstock $1650, Chase Freedom $4700, AMEX Everday $1500, Serta iComfort $4700, Walmart $1600, Target $300
Message 7 of 10
ExplicitElicit
Established Contributor

Re: Best Buy Card...

Congrats! 

Message 8 of 10
PlasticOrPlastic
Established Contributor

Re: Best Buy Card...


@VinnyVee wrote:

@PlasticOrPlastic wrote:

Thanks to you both! 

 

Any idea what card is the "good" one?  Just realized I dont know if I got the AF card or not...potentialy rains on my parade...


The My Best Buy MasterCard is the one you can use anywhere, with the annual fee. If it's the store card, there is no annual fee but can only be used at Best Buy.

 

edit: Congrats, by the way! They shot me down even though I'd been working for the company for a year/


I used to have the Mastercard with $59 annual fee, now i have the store card with no AF so Ill take that! 

 

Don't feel bad I tried getting an Amazon store card, and got declined for not having enough premium cards, yet Citibank gives me the BB store card instant approval for $2000.  Nothing about these creditors makes sense thats for sure. 

Message 9 of 10
chris1960
Regular Contributor

Re: Best Buy Card...

Congrats

EQ 650 | TU 652 | EX 676 MyFICO SCORES 06/01/2014

Current Cards: NFCU nRewards Visa $25,000 | Citi AAdvantage Visa Sig $7000 | USAA VFW Amex $7,000 | Lowes $5,900 | Chase SWA RR Visa Sig: $5,000 | AMEX BCE $5000 | AMEX PRG NPSL
Message 10 of 10
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