Best Buy Visa Approved

[Anonymous]

Hello,

So yesterday I decided to go ahead and pull the trigger at my local BB store. Turns out I was instantly approved and I chose the VISA card but one bummer I got from it was...$1000SL. Now, the AMEX that I applied for ($2000SL) didn't report yet so when CITI approved me, they looked at that I only had the CAP1 ($500SL Unsecured)) and Discover ($500SL Secured). I didn't buy the phone then because they didn't have the color that I wanted. 

The question is, should I go ahead and ask for CLI? The associate didn't recommend that because he said wait up to 30 days before asking for a CLI. Should I wait for my AMEX to report then ask for a CLI or should I go ahead, buy the phone and THEN ask them to call for a CLI?

Suggestions please. I could always just buy the phone with my AMEX (0% APR/15 months) but I wouldn't wanna get into the wrong side of AMEX by almost maxing it out immediately after getting it. 

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

[AverageJoesCredit]

Congrats. Give them a call and see if they would be willing to increase your limit so you can buy your phone and not be maxed. Usually Best Buy cli requests are hp but i believe there may be a couple of people who were able to get one sp.

Amex shouldnt have a problem per se, just make sure to make bigger monthly payments. Just paying minimum might raise their eyebrows.

[Anonymous]

Congrats on your Best Buy Visa approval! 

[Anonymous]

Congrats on the approval. That's awesome. I would call if I were you.

[Anonymous]

Congrats on your approval !!!!!!

Welcome to Citi family

[JR_TX]

Congrats!
Pls keep us in the loop if you ever decide to ask for CLI.

[mikesonthemend]

Bam!

[Anonymous]

Congrats on the approval. Making that phone call asking for an increase would not hurt. Way to get the foot in the door. We all have to start somewhere.