Re: Bilt Palladium Approved 50 Racks

trant3 · ‎09-24-2026

Planning on fully immersing into the Bilt rewards ecosystem, went for the Bilt Palladium since you only get the the SUB once regardless of any of the 3 cards you choose. Approved for 50k, I think everyone gets that limit so no surprise. EX HP with FICO 784, maybe 6 or 7 cards in last 2 years.

Amex Bonvoy Brilliant $9k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, FourLeaf FCU $35k, US Bank Cash+ 15k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $21k, Citi Custom Cash #2$16k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $28k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi TY $8k

FicoMike0 · ‎09-24-2026

Congratulations!

coreyb80 · ‎09-24-2026

Congrats on the solid approval!

chasingthepoints · ‎09-24-2026

Welcome to the club.... now to get those bonus points!

cashorcharge · ‎09-24-2026

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Zoostation1 · ‎09-24-2026

Congrats on the approval!

Rebuild Started Nov 2021, TCL $103.2k
June 2022 FICO 8:

June 2022 FICO 9:

June 2022 FICO 10:

June 2022 FICO 10T:

Oct 2026 FICO 8:

Sep 2026 FICO 9:

Sep 2026 FICO 10:

Sep 2026 FICO 10T:

redpat · ‎09-25-2026

@trant3

Congrats, WOW, giving out $50k limits.

Lol, there is nothing I could do with a $50k limit.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP

RobertS2 · ‎09-25-2026

Wow, rack city! Say hi to Tyga

Copenix · ‎09-27-2026

Nice. Congrats on your approval.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $120K | Utilization 0.9%

FICO 8s August 2026

Bilt Palladium Approved 50 Racks

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Bilt Palladium Approved 50 Racks