As of these applications I was 15/24, 6/12, and 4/6 for new accounts. 24 inq on EX, which was what all three of these pulled - FICO 8 is 719. AAoA 3y 8m, AoOA 23y 4m.
Affinity FCU Cash Rewards - $5k SL. Got this for the Amazon 5% cash back. I've read a lot about this FI being sensitive to credit seeking, however I didn't have an issue despite my new account and inq stats. Super friendly and helpful customer service reps here also!
Bilt World Elite MasterCard - $16k SL. They asked me to fax my last two years of tax returns and a completed 4506C. They approved me less than 12 hours after I sent the fax, so I doubt they actually pulled my IRS transcripts. The frustrating thing about this approval is that my Wells Fargo Active Cash card (same bank) has a measly $1500 SL which I've tried to CLI twice now without success.
FTFCU Choice Rewards MC - CLI from $10k to $35k. Account was open for 141 days when I requested this CLI. Since I was approved for this card last March I have moved all of my banking over to FTFCU to get the Dividend Rewards package - might have helped me get this higher limit. Unfortunately it was a hard pull, but well worth it in my opinion especially since this approval puts my TCL at $100k.
Congrats!
Congrats on your approvals & CLI
I didn't know that but that’s really helpful - might consider doing that because I had my eye on the Odyssey as well. Thanks!
@Traveler101 wrote:
@Hungry4DataPoints wrote:As of these applications I was 15/24, 6/12, and 4/6 for new accounts. 24 inq on EX, which was what all three of these pulled - FICO 8 is 719. AAoA 3y 8m, AoOA 23y 4m.
Affinity FCU Cash Rewards - $5k SL. Got this for the Amazon 5% cash back. I've read a lot about this FI being sensitive to credit seeking, however I didn't have an issue despite my new account and inq stats. Super friendly and helpful customer service reps here also!
Bilt World Elite MasterCard - $16k SL. They asked me to fax my last two years of tax returns and a completed 4506C. They approved me less than 12 hours after I sent the fax, so I doubt they actually pulled my IRS transcripts. The frustrating thing about this approval is that my Wells Fargo Active Cash card (same bank) has a measly $1500 SL which I've tried to CLI twice now without success.
FTFCU Choice Rewards MC - CLI from $10k to $35k. Account was open for 141 days when I requested this CLI. Since I was approved for this card last March I have moved all of my banking over to FTFCU to get the Dividend Rewards package - might have helped me get this higher limit. Unfortunately it was a hard pull, but well worth it in my opinion especially since this approval puts my TCL at $100k.
Congratulations on your approvals. Just some insight in case you did not know. First Tech allows you to product change with ease. I had considered the card you carry. I really wanted the odyssey. They told me easy to change the account and upgrade later. Ultimately I applied for the odyssey and was approved. Not sure if that may interest you, but the odyssey caps out at 100k, for future cli's provided your profile supports it. Enjoy your new limits.