Well Amex has declined my last couple CLI on Amex Blue, but for some reason they notified me for an upgrade opportunity to the Blue Cash Preferred. I went ahead and did the upgrade, which is an improvement on my other rewards cards. I'm wondering if this will help with a limit increase in the future or doesn't impact it at all. O well, regardless I appreciate the upgrade. I just thought it was curious they sent me that right after I requested the increase. Any thoughts?
My limit is $5,000 and my income level is $35,000. Utilization % is low across my cards and I use the card about $1,500 monthly which is always paid off. I'm happy to have an Amex card considering where I've been in the past, just struggle with getting an increase. I realize my income isn't the greatest but I don't see the problem. My Fico is 676.
i would call walmart and ask for an increase.
maybe amex sees you have no other lines even close.
35k income is right around where im at if you include my bonuses.
i havent gotten a revolver from amex (have a zync)but i have cards ranging from 400(kohls) to 5k( walmart and citizens bank) and a few inbetween.
Okay, thanks for the responses everyone. I figured it was my income level for the most part, perhaps prior charge-offs, etc. prior to 2007. I appreciate your help.