@Anonymous wrote:Hi! Congrats on the increase!
Im new to BofA can someone tell me where to find the love button? All my old school hip hop fans hear me when I say "I need love!"
Log in online and under the card details. The luv button is a blue hyperlink "Request a credit line increase" and you will (only) see it if BoA thinks you're eligible to request a CLI on that particular card.
@coldfusion wrote:
@Anonymous wrote:Hi! Congrats on the increase!
Im new to BofA can someone tell me where to find the love button? All my old school hip hop fans hear me when I say "I need love!"
Log in online and under the card details. The luv button is a blue hyperlink "Request a credit line increase" and you will (only) see it if BoA thinks you're eligible to request a CLI on that particular card.
Do we know if your eligibility only shows 91-days after a previous CLI request? I ask because back in October (10/10 93-days ago) I asked for a CLI on my THEN BOA secured Cash Rewards card and I didn't get a reply (approval) via snail mail until 10/14 (89-days ago, which they graduated it too at that time).
So do I need to wait 2-days for another attempt? Or since the link is there NOW does that mean they/BOA are going by the 93-days I mentioned above.
Also - what is the standard request for BOA CLIs? I started with $500 secured. I asked for $1500 and got it. Should I stick to 3X and try for $4500? Spend on it has been decent, but nothing over $1K due to the limitations of the SL.
@Wavester64 wrote:Do we know if your eligibility only shows 91-days after a previous CLI request? I ask because back in October (10/10 93-days ago) I asked for a CLI on my THEN BOA secured Cash Rewards card and I didn't get a reply (approval) via snail mail until 10/14 (89-days ago, which they graduated it too at that time).
So do I need to wait 2-days for another attempt? Or since the link is there NOW does that mean they/BOA are going by the 93-days I mentioned above.
Also - what is the standard request for BOA CLIs? I started with $500 secured. I asked for $1500 and got it. Should I stick to 3X and try for $4500? Spend on it has been decent, but nothing over $1K due to the limitations of the SL.
To be safe I'd just wait the 2 extra days. Unless you want to try it sooner "for science". 
With BoA, you can shoot for the moon in your request and they'll counter with what they're willing to give you.
The link can show up early, however in my experience a CLI will not be granted if you request before the 90 day mark though. It doesn't reset the timer if you request early because the link is there (at least it didn't for me).
For what to request, request $10k and they'll counter down to what they think is best at the time.
For what to request, request $10k and they'll counter down to what they think is best at the time.
as of 1/1/23
Congrats
@Wavester64 wrote:Thanks @Anonymous and @ccquest .
Advice on both noted and will be taken
Well today is 91-days, and gave it a go for $10K and I got the following, sounds like a no-go, which I am very surprised/disappointed.
"Your request has been submitted.
You will receive a written decision in 7 to 10 business days.Please note: Any changes made to your address have not been applied to your Online Banking profile"
@Wavester64 wrote:Well today is 91-days, and gave it a go for $10K and I got the following, sounds like a no-go, which I am very surprised/disappointed.
"Your request has been submitted.
You will receive a written decision in 7 to 10 business days.Please note: Any changes made to your address have not been applied to your Online Banking profile"
Probably a deny, but no harm in giving them a call to see if they'll recon. I know @cashorcharge has a lot of experience with it if you want to check his profile.
@Wavester64 wrote:
@Wavester64 wrote:Thanks @Anonymous and @ccquest .
Advice on both noted and will be taken
Well today is 91-days, and gave it a go for $10K and I got the following, sounds like a no-go, which I am very surprised/disappointed.
"Your request has been submitted.
You will receive a written decision in 7 to 10 business days.Please note: Any changes made to your address have not been applied to your Online Banking profile"
Wait and see whether or not the hyperlink is still there tomorrow. If so, you were almost certainly denied.
If not it infers a manual review is in the works and that can take 2-3 business days to happen. BTDT, got the CLIs.