I was extremely excited with the CSP instant approval and forgot about the rest of the day. Several hours after the approval, I received an alert from MyFICO that my TU score had increased from 719 to 765. I'd been wanting to do a PC and CLI with BoA and decided now was as good a time as any.
The BoA card started as a secured card years ago and went unsecured about a year to 18 months after approval. I never received a CLI and was still paying an AF. I called and asked if I could PC and CLI and the rep was happy to do both. She asked how much CLI I wanted so I went with 3X as the card was initially $1K. She said I was approved and then I PCd to the MLB Cash Rewards card.
HP came from TU.
Super excited! Now, time to garden.
