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BoA BankAmeriCard Approval

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Anonymous
Not applicable

Re: BoA BankAmeriCard Approval


@BAD_UP wrote:

 @Anonymous 

CONGRATS am still waiting for them to graduate me after 3yrs by the can i ask whats the minimun fico they look for to graduate


Thanks everyone! I was astonished by the limit.

 

My fico at the time was actually awful, up until last summer my fico scores were in the low 600s / high 500s. If you have showed a solid reputation of on-time payments with them, I'd say it's always worth giving a call to them to see if they will upgrade you!

Message 11 of 19
BAD_UP
Established Contributor

Re: BoA BankAmeriCard Approval

Ok thanks. Just waiting for one baddie😢 to fall off mid December and i will call to graduate



Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 12 of 19
nuohlac
Valued Contributor

Re: BoA BankAmeriCard Approval

Congratulations on your approval!!!




Message 13 of 19
Anonymous
Not applicable

Re: BoA BankAmeriCard Approval

Congratulations

Message 14 of 19
CreditAggie
Community Leader
Super Contributor

Re: BoA BankAmeriCard Approval

Congratulations on your BofA approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 19
Anonymous
Not applicable

Re: BoA BankAmeriCard Approval

congrats!

Message 16 of 19
Elpadrino1
Valued Contributor

Re: BoA BankAmeriCard Approval

Awesome SL from BofA. Congrats!

Message 17 of 19
Dp23
Regular Contributor

Re: BoA BankAmeriCard Approval

Congrats on your increase, I've had BoA secured card 2 years & 3 months with no increase or graduation at all. I manually went from 300-1500 in the last year. They did offer the Cash Rewards card but I'm unsure if I want to do business with them again.

Message 18 of 19
gingerflower
Senior Contributor

Re: BoA BankAmeriCard Approval

Congratulations!

Message 19 of 19
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