BoA Cash Rewards VS CLI

capnsloya · ‎02-20-2023

Got a cli on my BoA cash rewards card today

I've had this card for 2 and a half years and it's been sitting at an $1,800 limit ever since. Decided to try for an increase today and was approved for a new limit of $5,500. No hard pull on any bureau so looks to have been a soft pull. Hopefully that sticks!

Current Cards

FICO Score 8's as of June 2024

Inquiries as of June 2024

SweetCreditObsession · ‎02-20-2023

@capnsloya, congratulations!

The SP CLI and new CL will definitely stick. Set your alarm for 91 days from today and you can apply for another CLI. Rinse and repeat every 91 days after you get a CLI. Always ask for a lot, 99,000. They'll counter with how much they want to grant you.

Best wishes😀

(+102) |

(+106) |

NoMoreDebt · ‎02-20-2023

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

nytokyobred79 · ‎02-20-2023

Congrats on your cli. Here's to more cli's down the road 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

CCARD · ‎02-20-2023

Is there a ceiling? e.g. the annual income is 80K, will BoA grand you for 50K, 60K even more?

Thanks!

JoeRockhead · ‎02-20-2023

That's a nice bump, congratulations!

CreditMagic7 · ‎02-20-2023

Congratulations on your BofA Increase.

CreditAggie · ‎02-20-2023

Congratulations on your BofA CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (March 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Yasselife · ‎02-21-2023

Congratulations on your approval,@capnsloya

M_Smart007 · ‎02-21-2023

Congrats on your BoA CR CLI