@BronzeTrader wrote:
@cardslayer wrote:
Data Points:
Bureau: EQ
Score: 771 (Fico8 from analyst at time of pull)
Inq: 4 prior to pull (2 in last 12mo)
Income: $272k
Baddies: None
Util: 8% (before CLI)
AAoA: 5yr 9mo
Age of this account: 9 years
Current balance on account: $16k
Just wonder with your kind of $272k incomel how comes you have $16k balance?? Also, $80k CL is nice. It seems you are a huge spender
A further research reveals a totally different story:
http://ficoforums.myfico.com/t5/Credit-Cards/American-Express-ZYNC-Approval/m-p/1408150#M389569
>$70,000 IRA tax liens, big baddie
http://ficoforums.myfico.com/t5/Credit-Cards/BofA-Approving-low-scores/m-p/1512224#M415648
Rebuilt, with $500 BA secured credit card
http://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/m-p/4385659#M60828
$24,000 Chrysler 200S new car and new auto loan
http://ficoforums.myfico.com/t5/Personal-Finance/Amex-nextstep/m-p/4760774#M12131
Carrying $40,000 credit card balance and paying 19% interest.
$272,000 yearly income??? Very interesting.
Oooh **bleep**! OP what's up with the $272K income?! You sharing or nahhh 😂😂😂😂