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BofA CLI $81k --> $96k

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Cashbackjunky
Established Contributor

BofA CLI $81k --> $96k

Hey gang,

 

I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15. 

 

I've been getting CLI's on it every 3 months, like clockwork.

 

Got increased to $96k!!

 

I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.

 

Cheers!IMG_5659.jpegIMG_5659.jpeg

 

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$33k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$49.9k | | BofA Unlimited Cash-$50k | | CapOne Quicksilver-$30k | | CapOne Savor-$25.75k | | Chase Amazon-$30k | | Chase Freedom-$7.2k | | Chase Freedom Flex-$26.5k | | Chase Freedom Unlimited-$23.8k | | Chase Freedom Unlimited-$23.5k | | Chase Sapphire Preferred-$54.5k | | Citi Custom Cash-$26.9k | | Citi Custom Cash-$19.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | | Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$20k | | Synchrony Discount Tire Card-$10k | | Wells Fargo Attune-$11k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k
Message 1 of 19
18 REPLIES 18
Janneman
Valued Contributor

Re: BofA CLI $81k --> $96k

@Cashbackjunky 

 

That's very nice....Do you have any datapoint for the community like when this account was opened, and how much was your SL on it and what has been the spend on this card each month on average, do you have other banking/deposit relationship with Bank of America????? Thanks...

Message 2 of 19
Cashbackjunky
Established Contributor

Re: BofA CLI $81k --> $96k


@Janneman wrote:

@Cashbackjunky 

 

That's very nice....Do you have any datapoint for the community like when this account was opened, and how much was your SL on it and what has been the spend on this card each month on average, do you have other banking/deposit relationship with Bank of America????? Thanks...


Hi @Janneman, I do have some data points but it doesn't make much sense to me.

The card was opened back in 2010 with a SL of $8,500. I used to spend on this card but the last few years, I've put my spend through my other CCR, in hopes to raise that limit. To no avail.

 

I have used this card for balance transfers. My most recent one was paid off in November, just before my last increase. I've put $0 spend or BT through it since December and still got this $15k increase.

 

I put A LOT of spend through my other BofA cards - all gas goes on the other CCR and all non categorized spending goes in my UCR (including the very expensive daycare) but no love on those cards (?)

 

I do have a banking relationship with BofA. I am a platinum honors member (gotta love that 5.25% back on the CCR and 2.625% back on the UCR)

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$33k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$49.9k | | BofA Unlimited Cash-$50k | | CapOne Quicksilver-$30k | | CapOne Savor-$25.75k | | Chase Amazon-$30k | | Chase Freedom-$7.2k | | Chase Freedom Flex-$26.5k | | Chase Freedom Unlimited-$23.8k | | Chase Freedom Unlimited-$23.5k | | Chase Sapphire Preferred-$54.5k | | Citi Custom Cash-$26.9k | | Citi Custom Cash-$19.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | | Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$20k | | Synchrony Discount Tire Card-$10k | | Wells Fargo Attune-$11k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k
Message 3 of 19
Janneman
Valued Contributor

Re: BofA CLI $81k --> $96k

@Cashbackjunky 

 

Thanks for all the detail...and I must say that you have come from a very long ...since 2010....but a remarkable amount of CL...No doubt that there are some banks which do care about their high clients and Bank of America is definitely one of them. I have this card for many years and never got even one CLI despite of heavily using this card...except last month when I spent $9k on it a month prior to receiving CLI but I got only $5k....I am not their high profiled clients yet........Enjoy your limit and I am sure it would cross $100k next time around....God Bless you...

Message 4 of 19
CorpCrMgr1
Valued Contributor

Re: BofA CLI $81k --> $96k

Congratulations on your CLI and on all of your fantastic CL!!

Message 5 of 19
coreyb80
Super Contributor

Re: BofA CLI $81k --> $96k

Congrats on the great increase!

Message 6 of 19
JoeRockhead
Community Leader
Super Contributor

Re: BofA CLI $81k --> $96k

Very nice increase, and growth, congratulations!

Message 7 of 19
gorgon
Established Contributor

Re: BofA CLI $81k --> $96k

Congrats on your CLI

Message 8 of 19
Shooting-For-800
Senior Contributor

Re: BofA CLI $81k --> $96k


@Cashbackjunky wrote:

Hey gang,

 

I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15. 

 

I've been getting CLI's on it every 3 months, like clockwork.

 

Got increased to $96k!!

 

I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.

 

Cheers!IMG_5659.jpegIMG_5659.jpeg

 


Your Sonata lease $1300 per month?

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 9 of 19
Cashbackjunky
Established Contributor

Re: BofA CLI $81k --> $96k


@Shooting-For-800 wrote:

@Cashbackjunky wrote:

Hey gang,

 

I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15. 

 

I've been getting CLI's on it every 3 months, like clockwork.

 

Got increased to $96k!!

 

I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.

 

Cheers!IMG_5659.jpegIMG_5659.jpeg

 


Your Sonata lease $1300 per month?

 


Nah. That's how much is left on the lease. It's a little over $300 a month

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$33k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$49.9k | | BofA Unlimited Cash-$50k | | CapOne Quicksilver-$30k | | CapOne Savor-$25.75k | | Chase Amazon-$30k | | Chase Freedom-$7.2k | | Chase Freedom Flex-$26.5k | | Chase Freedom Unlimited-$23.8k | | Chase Freedom Unlimited-$23.5k | | Chase Sapphire Preferred-$54.5k | | Citi Custom Cash-$26.9k | | Citi Custom Cash-$19.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | | Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$20k | | Synchrony Discount Tire Card-$10k | | Wells Fargo Attune-$11k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k
Message 10 of 19
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