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BofA CLI!! Rebuilding paid off

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Anonymous
Not applicable

BofA CLI!! Rebuilding paid off

This board has helped me in so many ways! When I first found myFico I had over 14 collections and my fico score was 480! No positive credit history Smiley Sad After rebuilding and getting all the collections deleted, I basically had limited credit with only my student loans on my credit report. I couldn't get approved for anything. (Not even a Capitol One secured card).

 

I finally was able to get approved in June 2012 for a BofA secured (300 CL). I used it for gas once a month and paid it off in full immediately after. 9 months later it graduated but the CL stayed the same. Today, I got brave and decided to ask for a product change to the travel awards and for a CLI and was approved for the 3500 I asked for!!!!!

 

Thank you to the members on this site who got me on the right track by either reading your posts or anwsering my questions. 

Message 1 of 8
7 REPLIES 7
DaveSignal
Valued Contributor

Re: BofA CLI!! Rebuilding paid off

Congrats!  You picked a good card for the PC too.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 8
Anonymous
Not applicable

Re: BofA CLI!! Rebuilding paid off

Great story.  Congrats on your successful rebuild and nice cli!

Message 3 of 8
Anonymous
Not applicable

Re: BofA CLI!! Rebuilding paid off

Great success story! CONGRATS! Did they do a hard pull?

Message 4 of 8
Jasir
Frequent Contributor

Re: BofA CLI!! Rebuilding paid off

Congrats!


Amex BCE: $2600 - Bank of America Cash Rewards: $4800 - Barclaycard Rewards: Jefferson Collections - Capital One Quicksilver: CO - Chase Freedom: C0 - Merrick Bank: $1400 -
Message 5 of 8
BearsAndTurtlesRtheBest
Senior Contributor

Re: BofA CLI!! Rebuilding paid off

Rebuilding does pay off. Congrats.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 8
djc1puno
Valued Contributor

Re: BofA CLI!! Rebuilding paid off

congrats! great job Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 8
knoregs
Established Contributor

Re: BofA CLI!! Rebuilding paid off

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 8 of 8
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