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This board has helped me in so many ways! When I first found myFico I had over 14 collections and my fico score was 480! No positive credit history
After rebuilding and getting all the collections deleted, I basically had limited credit with only my student loans on my credit report. I couldn't get approved for anything. (Not even a Capitol One secured card).
I finally was able to get approved in June 2012 for a BofA secured (300 CL). I used it for gas once a month and paid it off in full immediately after. 9 months later it graduated but the CL stayed the same. Today, I got brave and decided to ask for a product change to the travel awards and for a CLI and was approved for the 3500 I asked for!!!!!
Thank you to the members on this site who got me on the right track by either reading your posts or anwsering my questions.
Congrats! You picked a good card for the PC too.
Great story. Congrats on your successful rebuild and nice cli!
Great success story! CONGRATS! Did they do a hard pull?
Rebuilding does pay off. Congrats.
congrats! great job ![]()
Congrats!
~kn